▼ 0.50% · 3.625%
HK$18,587
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,166
−HK$587/mo
Today · 4.125%
HK$19,753
baseline
▲ 0.50% · 4.625%
HK$20,955
+HK$1,202/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,506/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,678
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,233
−HK$562/mo
Today · 4.125%
HK$21,795
baseline
▲ 0.50% · 4.625%
HK$22,944
+HK$1,149/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,590/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,446
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,082
−HK$646/mo
Today · 4.125%
HK$21,728
baseline
▲ 0.50% · 4.625%
HK$23,050
+HK$1,322/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,456/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,746
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$619/mo
Today · 4.125%
HK$23,975
baseline
▲ 0.50% · 4.625%
HK$25,239
+HK$1,264/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,950/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,305
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,999
−HK$705/mo
Today · 4.125%
HK$23,704
baseline
▲ 0.50% · 4.625%
HK$25,146
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,408/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,814
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$676/mo
Today · 4.125%
HK$26,155
baseline
▲ 0.50% · 4.625%
HK$27,533
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,310/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,915
−HK$764/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$731/mo
Today · 4.125%
HK$28,334
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,494/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,668/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,832
−HK$822/mo
Today · 4.125%
HK$27,654
baseline
▲ 0.50% · 4.625%
HK$29,337
+HK$1,683/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,308/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,950
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,726
−HK$788/mo
Today · 4.125%
HK$30,514
baseline
▲ 0.50% · 4.625%
HK$32,122
+HK$1,608/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,028/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,881
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,748
−HK$881/mo
Today · 4.125%
HK$29,629
baseline
▲ 0.50% · 4.625%
HK$31,432
+HK$1,803/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,258/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$844/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,416
+HK$1,723/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,740
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,665
−HK$940/mo
Today · 4.125%
HK$31,605
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,923/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,210/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,085
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$900/mo
Today · 4.125%
HK$34,873
baseline
▲ 0.50% · 4.625%
HK$36,711
+HK$1,838/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,746/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,581
−HK$999/mo
Today · 4.125%
HK$33,580
baseline
▲ 0.50% · 4.625%
HK$35,623
+HK$2,043/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,160/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,153
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,096
−HK$956/mo
Today · 4.125%
HK$37,052
baseline
▲ 0.50% · 4.625%
HK$39,005
+HK$1,953/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,104/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$1,057/mo
Today · 4.125%
HK$35,555
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$2,164/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$71,110/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,221
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,013/mo
Today · 4.125%
HK$39,232
baseline
▲ 0.50% · 4.625%
HK$41,300
+HK$2,068/mo
Deposit HK$815K · loan HK$7.34M · min. income ≈ HK$78,464/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,543 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).