▼ 0.50% · 3.625%
HK$20,405
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,040
−HK$645/mo
Today · 4.125%
HK$21,685
baseline
▲ 0.50% · 4.625%
HK$23,004
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,370/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,701
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,309
−HK$618/mo
Today · 4.125%
HK$23,927
baseline
▲ 0.50% · 4.625%
HK$25,188
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,854/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,446
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,144
−HK$709/mo
Today · 4.125%
HK$23,853
baseline
▲ 0.50% · 4.625%
HK$25,305
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,706/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,971
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$680/mo
Today · 4.125%
HK$26,320
baseline
▲ 0.50% · 4.625%
HK$27,707
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,640/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,486
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$774/mo
Today · 4.125%
HK$26,022
baseline
▲ 0.50% · 4.625%
HK$27,605
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,044/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,241
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,971
−HK$741/mo
Today · 4.125%
HK$28,712
baseline
▲ 0.50% · 4.625%
HK$30,226
+HK$1,514/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,424/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,527
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,352
−HK$838/mo
Today · 4.125%
HK$28,190
baseline
▲ 0.50% · 4.625%
HK$29,905
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,380/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,511
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$803/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,745
+HK$1,640/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,567
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,456
−HK$903/mo
Today · 4.125%
HK$30,359
baseline
▲ 0.50% · 4.625%
HK$32,206
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,718/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,781
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,633
−HK$865/mo
Today · 4.125%
HK$33,498
baseline
▲ 0.50% · 4.625%
HK$35,263
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,996/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,608
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,560
−HK$967/mo
Today · 4.125%
HK$32,527
baseline
▲ 0.50% · 4.625%
HK$34,506
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,054/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,051
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,964
−HK$926/mo
Today · 4.125%
HK$35,890
baseline
▲ 0.50% · 4.625%
HK$37,782
+HK$1,892/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,780/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,648
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,664
−HK$1,032/mo
Today · 4.125%
HK$34,696
baseline
▲ 0.50% · 4.625%
HK$36,807
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,392/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,321
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,295
−HK$988/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,301
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,689
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,768
−HK$1,096/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$39,107
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,591
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,626
−HK$1,050/mo
Today · 4.125%
HK$40,676
baseline
▲ 0.50% · 4.625%
HK$42,820
+HK$2,144/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,352/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,729
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,872
−HK$1,161/mo
Today · 4.125%
HK$39,033
baseline
▲ 0.50% · 4.625%
HK$41,408
+HK$2,375/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,066/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,861
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,957
−HK$1,112/mo
Today · 4.125%
HK$43,069
baseline
▲ 0.50% · 4.625%
HK$45,339
+HK$2,270/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,138/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,459 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).