▼ 0.50% · 3.625%
HK$18,211
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,777
−HK$576/mo
Today · 4.125%
HK$19,353
baseline
▲ 0.50% · 4.625%
HK$20,530
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,706/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,259
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,802
−HK$552/mo
Today · 4.125%
HK$21,354
baseline
▲ 0.50% · 4.625%
HK$22,479
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,708/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,032
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,655
−HK$633/mo
Today · 4.125%
HK$21,288
baseline
▲ 0.50% · 4.625%
HK$22,583
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,576/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,285
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$606/mo
Today · 4.125%
HK$23,489
baseline
▲ 0.50% · 4.625%
HK$24,727
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,978/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,853
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,532
−HK$691/mo
Today · 4.125%
HK$23,223
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,413/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,446/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$661/mo
Today · 4.125%
HK$25,624
baseline
▲ 0.50% · 4.625%
HK$26,975
+HK$1,351/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,248/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,674
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,410
−HK$748/mo
Today · 4.125%
HK$25,158
baseline
▲ 0.50% · 4.625%
HK$26,689
+HK$1,531/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,316/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,337
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,043
−HK$717/mo
Today · 4.125%
HK$27,760
baseline
▲ 0.50% · 4.625%
HK$29,223
+HK$1,463/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,520/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,495
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,288
−HK$806/mo
Today · 4.125%
HK$27,094
baseline
▲ 0.50% · 4.625%
HK$28,742
+HK$1,648/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,188/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,363
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$772/mo
Today · 4.125%
HK$29,895
baseline
▲ 0.50% · 4.625%
HK$31,471
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,790/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,316
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,166
−HK$863/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,795
+HK$1,766/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,389
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,204
−HK$827/mo
Today · 4.125%
HK$32,031
baseline
▲ 0.50% · 4.625%
HK$33,719
+HK$1,688/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,062/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,137
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,043
−HK$921/mo
Today · 4.125%
HK$30,964
baseline
▲ 0.50% · 4.625%
HK$32,848
+HK$1,884/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,928/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,415
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,284
−HK$882/mo
Today · 4.125%
HK$34,166
baseline
▲ 0.50% · 4.625%
HK$35,967
+HK$1,801/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,332/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,958
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$978/mo
Today · 4.125%
HK$32,899
baseline
▲ 0.50% · 4.625%
HK$34,901
+HK$2,002/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,798/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$937/mo
Today · 4.125%
HK$36,301
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$1,914/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,602/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,779
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,799
−HK$1,036/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,954
+HK$2,119/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,466
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$993/mo
Today · 4.125%
HK$38,437
baseline
▲ 0.50% · 4.625%
HK$40,463
+HK$2,026/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,874/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).