▼ 0.50% · 3.625%
HK$18,208
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,775
−HK$575/mo
Today · 4.125%
HK$19,350
baseline
▲ 0.50% · 4.625%
HK$20,528
+HK$1,178/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,700/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,257
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,800
−HK$551/mo
Today · 4.125%
HK$21,351
baseline
▲ 0.50% · 4.625%
HK$22,477
+HK$1,126/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,702/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,029
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,652
−HK$633/mo
Today · 4.125%
HK$21,285
baseline
▲ 0.50% · 4.625%
HK$22,580
+HK$1,295/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,570/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,282
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,880
−HK$606/mo
Today · 4.125%
HK$23,486
baseline
▲ 0.50% · 4.625%
HK$24,724
+HK$1,238/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,972/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,850
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,530
−HK$690/mo
Today · 4.125%
HK$23,220
baseline
▲ 0.50% · 4.625%
HK$24,633
+HK$1,413/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,440/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,308
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$661/mo
Today · 4.125%
HK$25,621
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,351/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,242/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,671
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,407
−HK$748/mo
Today · 4.125%
HK$25,155
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,531/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$50,310/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,334
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,040
−HK$716/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,464/mo
Deposit HK$2.79M · loan HK$5.19M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,492
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$805/mo
Today · 4.125%
HK$27,090
baseline
▲ 0.50% · 4.625%
HK$28,739
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,180/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,359
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,120
−HK$772/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,467
+HK$1,575/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,162
−HK$863/mo
Today · 4.125%
HK$29,025
baseline
▲ 0.50% · 4.625%
HK$30,792
+HK$1,767/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,050/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,385
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$827/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,688/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,134
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$920/mo
Today · 4.125%
HK$30,960
baseline
▲ 0.50% · 4.625%
HK$32,844
+HK$1,884/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,920/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,411
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,280
−HK$882/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$35,963
+HK$1,801/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,954
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,917
−HK$979/mo
Today · 4.125%
HK$32,896
baseline
▲ 0.50% · 4.625%
HK$34,897
+HK$2,001/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,792/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,436
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,360
−HK$937/mo
Today · 4.125%
HK$36,297
baseline
▲ 0.50% · 4.625%
HK$38,210
+HK$1,913/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,594/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,775
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,795
−HK$1,036/mo
Today · 4.125%
HK$34,831
baseline
▲ 0.50% · 4.625%
HK$36,950
+HK$2,119/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,662/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,462
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,440
−HK$992/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,458
+HK$2,026/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).