▼ 0.50% · 3.625%
HK$4,471
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$141/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$135/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$277/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$155/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$149/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$169/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,969
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,129
−HK$163/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,623
+HK$331/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,813
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,994
−HK$183/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,553
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,640
−HK$176/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,175
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,260
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$198/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,964
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,151
−HK$189/mo
Today · 4.125%
HK$7,340
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,680/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$203/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,279
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,154
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,377
−HK$226/mo
Today · 4.125%
HK$7,603
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$463/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,206/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,959
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,173
−HK$216/mo
Today · 4.125%
HK$8,389
baseline
▲ 0.50% · 4.625%
HK$8,831
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,778/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,601
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,838
−HK$240/mo
Today · 4.125%
HK$8,078
baseline
▲ 0.50% · 4.625%
HK$8,570
+HK$492/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,156/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,457
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,683
−HK$230/mo
Today · 4.125%
HK$8,913
baseline
▲ 0.50% · 4.625%
HK$9,383
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,826/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,299
−HK$254/mo
Today · 4.125%
HK$8,553
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$521/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,106/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,954
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,194
−HK$244/mo
Today · 4.125%
HK$9,438
baseline
▲ 0.50% · 4.625%
HK$9,935
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,876/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).