▼ 0.50% · 3.625%
HK$4,470
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$141/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$290/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,973
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$136/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,518
+HK$276/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$156/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$149/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$170/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$346/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,968
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,128
−HK$162/mo
Today · 4.125%
HK$6,290
baseline
▲ 0.50% · 4.625%
HK$6,622
+HK$332/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,580/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$184/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$375/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$176/mo
Today · 4.125%
HK$6,814
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,628/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$198/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,962
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$189/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,705
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$212/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,559
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,460
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$203/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,277
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,152
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,375
−HK$226/mo
Today · 4.125%
HK$7,601
baseline
▲ 0.50% · 4.625%
HK$8,063
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,202/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,957
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,170
−HK$217/mo
Today · 4.125%
HK$8,387
baseline
▲ 0.50% · 4.625%
HK$8,829
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,774/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,599
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,836
−HK$240/mo
Today · 4.125%
HK$8,076
baseline
▲ 0.50% · 4.625%
HK$8,567
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,152/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,454
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,681
−HK$230/mo
Today · 4.125%
HK$8,911
baseline
▲ 0.50% · 4.625%
HK$9,381
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,822/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,046
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$254/mo
Today · 4.125%
HK$8,551
baseline
▲ 0.50% · 4.625%
HK$9,071
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,102/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,951
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,192
−HK$243/mo
Today · 4.125%
HK$9,435
baseline
▲ 0.50% · 4.625%
HK$9,932
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,870/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).