▼ 0.50% · 3.625%
HK$2,986
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,079
−HK$94/mo
Today · 4.125%
HK$3,173
baseline
▲ 0.50% · 4.625%
HK$3,366
+HK$193/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$6,346/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,322
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,411
−HK$91/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,686
+HK$184/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$104/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,703
+HK$212/mo
Deposit HK$589K · loan HK$720K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$100/mo
Today · 4.125%
HK$3,852
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$203/mo
Deposit HK$589K · loan HK$720K · min. income ≈ HK$7,704/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$113/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$232/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$109/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,423
+HK$221/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$122/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$251/mo
Deposit HK$458K · loan HK$851K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$118/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$240/mo
Deposit HK$458K · loan HK$851K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$132/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,713
+HK$270/mo
Deposit HK$393K · loan HK$917K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$126/mo
Today · 4.125%
HK$4,902
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$259/mo
Deposit HK$393K · loan HK$917K · min. income ≈ HK$9,804/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$141/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$290/mo
Deposit HK$327K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$135/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$277/mo
Deposit HK$327K · loan HK$982K · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$151/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$309/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$144/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$296/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,076
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$161/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,723
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$154/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$348/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$163/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$332/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).