▼ 0.50% · 3.625%
HK$3,653
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$116/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$236/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$111/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,510
+HK$226/mo
Deposit HK$801K · loan HK$801K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$127/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$260/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$121/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$249/mo
Deposit HK$721K · loan HK$881K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,521
−HK$138/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$284/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,877
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$133/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,412
+HK$271/mo
Deposit HK$641K · loan HK$961K · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,897
−HK$150/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,354
+HK$307/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$143/mo
Today · 4.125%
HK$5,569
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$294/mo
Deposit HK$561K · loan HK$1.04M · min. income ≈ HK$11,138/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,274
−HK$162/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$330/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,843
−HK$155/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,314
+HK$316/mo
Deposit HK$481K · loan HK$1.12M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$173/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,178
+HK$354/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$166/mo
Today · 4.125%
HK$6,426
baseline
▲ 0.50% · 4.625%
HK$6,765
+HK$339/mo
Deposit HK$401K · loan HK$1.20M · min. income ≈ HK$12,852/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,027
−HK$185/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,590
+HK$378/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,503
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$176/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,216
+HK$362/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$196/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$7,002
+HK$402/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,910
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,095
−HK$188/mo
Today · 4.125%
HK$7,283
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$384/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,566/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$208/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,414
+HK$425/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,316
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,512
−HK$199/mo
Today · 4.125%
HK$7,711
baseline
▲ 0.50% · 4.625%
HK$8,118
+HK$407/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,422/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).