▼ 0.50% · 3.625%
HK$4,470
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$141/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$289/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$135/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$980K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$980K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$155/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,069
+HK$304/mo
Deposit HK$882K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$170/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$162/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$332/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,991
−HK$184/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,551
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,464
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,638
−HK$175/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$360/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,452
−HK$198/mo
Today · 4.125%
HK$6,650
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,300/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$190/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$386/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$212/mo
Today · 4.125%
HK$7,125
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,250/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,459
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,659
−HK$203/mo
Today · 4.125%
HK$7,862
baseline
▲ 0.50% · 4.625%
HK$8,276
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,724/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,151
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,374
−HK$226/mo
Today · 4.125%
HK$7,600
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,200/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,956
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$217/mo
Today · 4.125%
HK$8,386
baseline
▲ 0.50% · 4.625%
HK$8,828
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,772/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,598
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,835
−HK$240/mo
Today · 4.125%
HK$8,075
baseline
▲ 0.50% · 4.625%
HK$8,566
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,150/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,453
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,680
−HK$230/mo
Today · 4.125%
HK$8,910
baseline
▲ 0.50% · 4.625%
HK$9,379
+HK$469/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,820/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,045
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,296
−HK$254/mo
Today · 4.125%
HK$8,550
baseline
▲ 0.50% · 4.625%
HK$9,070
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,100/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,950
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,190
−HK$244/mo
Today · 4.125%
HK$9,434
baseline
▲ 0.50% · 4.625%
HK$9,931
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,868/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).