▼ 0.50% · 3.625%
HK$4,075
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$129/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$263/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,533
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$123/mo
Today · 4.125%
HK$4,778
baseline
▲ 0.50% · 4.625%
HK$5,030
+HK$252/mo
Deposit HK$894K · loan HK$894K · min. income ≈ HK$9,556/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$142/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$289/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,120
−HK$136/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$277/mo
Deposit HK$804K · loan HK$983K · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$155/mo
Today · 4.125%
HK$5,197
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$316/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$10,394/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$148/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$302/mo
Deposit HK$715K · loan HK$1.07M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$168/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$342/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$161/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$327/mo
Deposit HK$625K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$181/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$369/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,517
−HK$173/mo
Today · 4.125%
HK$6,690
baseline
▲ 0.50% · 4.625%
HK$7,042
+HK$352/mo
Deposit HK$536K · loan HK$1.25M · min. income ≈ HK$13,380/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,112
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$193/mo
Today · 4.125%
HK$6,496
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$395/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$12,992/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$185/mo
Today · 4.125%
HK$7,167
baseline
▲ 0.50% · 4.625%
HK$7,545
+HK$378/mo
Deposit HK$447K · loan HK$1.34M · min. income ≈ HK$14,334/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,520
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,723
−HK$206/mo
Today · 4.125%
HK$6,929
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$421/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$13,858/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$197/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,048
+HK$403/mo
Deposit HK$357K · loan HK$1.43M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,143
−HK$219/mo
Today · 4.125%
HK$7,362
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$448/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$14,724/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,707
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,913
−HK$210/mo
Today · 4.125%
HK$8,123
baseline
▲ 0.50% · 4.625%
HK$8,551
+HK$428/mo
Deposit HK$268K · loan HK$1.52M · min. income ≈ HK$16,246/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,335
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,563
−HK$232/mo
Today · 4.125%
HK$7,795
baseline
▲ 0.50% · 4.625%
HK$8,269
+HK$474/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,590/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,160
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,379
−HK$222/mo
Today · 4.125%
HK$8,601
baseline
▲ 0.50% · 4.625%
HK$9,054
+HK$453/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,202/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).