▼ 0.50% · 3.625%
HK$4,060
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$128/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$263/mo
Deposit HK$890K · loan HK$890K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$123/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$251/mo
Deposit HK$890K · loan HK$890K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$141/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$5,034
+HK$288/mo
Deposit HK$801K · loan HK$979K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$276/mo
Deposit HK$801K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$154/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$315/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$147/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$302/mo
Deposit HK$712K · loan HK$1.07M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,278
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$167/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$341/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$159/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,515
+HK$327/mo
Deposit HK$623K · loan HK$1.16M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,684
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,860
−HK$180/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,407
+HK$367/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,492
−HK$173/mo
Today · 4.125%
HK$6,665
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$351/mo
Deposit HK$534K · loan HK$1.25M · min. income ≈ HK$13,330/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$192/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$394/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,956
−HK$185/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,517
+HK$376/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$205/mo
Today · 4.125%
HK$6,903
baseline
▲ 0.50% · 4.625%
HK$7,323
+HK$420/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$13,806/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,420
−HK$197/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,018
+HK$401/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,901
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,116
−HK$218/mo
Today · 4.125%
HK$7,334
baseline
▲ 0.50% · 4.625%
HK$7,781
+HK$447/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,668/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,678
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,884
−HK$209/mo
Today · 4.125%
HK$8,093
baseline
▲ 0.50% · 4.625%
HK$8,519
+HK$426/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,186/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,307
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,535
−HK$231/mo
Today · 4.125%
HK$7,766
baseline
▲ 0.50% · 4.625%
HK$8,238
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,532/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,129
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,347
−HK$222/mo
Today · 4.125%
HK$8,569
baseline
▲ 0.50% · 4.625%
HK$9,020
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,138/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).