▼ 0.50% · 3.625%
HK$2,943
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,035
−HK$93/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,318
+HK$190/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,274
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,362
−HK$89/mo
Today · 4.125%
HK$3,451
baseline
▲ 0.50% · 4.625%
HK$3,633
+HK$182/mo
Deposit HK$645K · loan HK$645K · min. income ≈ HK$6,902/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$102/mo
Today · 4.125%
HK$3,440
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$210/mo
Deposit HK$581K · loan HK$710K · min. income ≈ HK$6,880/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$98/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$200/mo
Deposit HK$581K · loan HK$710K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,641
−HK$112/mo
Today · 4.125%
HK$3,753
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$228/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$7,506/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$107/mo
Today · 4.125%
HK$4,141
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$218/mo
Deposit HK$516K · loan HK$774K · min. income ≈ HK$8,282/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$121/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,313
+HK$247/mo
Deposit HK$452K · loan HK$839K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,256
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$116/mo
Today · 4.125%
HK$4,486
baseline
▲ 0.50% · 4.625%
HK$4,723
+HK$237/mo
Deposit HK$452K · loan HK$839K · min. income ≈ HK$8,972/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$131/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$266/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$124/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$255/mo
Deposit HK$387K · loan HK$903K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$286/mo
Deposit HK$323K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$133/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$273/mo
Deposit HK$323K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,709
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,855
−HK$149/mo
Today · 4.125%
HK$5,004
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$305/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$10,008/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,379
−HK$143/mo
Today · 4.125%
HK$5,522
baseline
▲ 0.50% · 4.625%
HK$5,813
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,044/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$158/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$323/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$152/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$309/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,297
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$168/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,893
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$161/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,539
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).