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Crescira AVM · estimated value Medium confidence
HK$1.27M
≈ HK$10,524 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$127K, with repayments around HK$5,554/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$5,227
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,389
−HK$165/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,892
+HK$338/mo

Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$11,108/mo (50% DSR)

Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sham Shui Po Station
≈ 5 min walk · 340 m
Education
82
schools within 1 km (20 within 500 m)
Daily convenience
67
within 1 km (25 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
83
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sham Shui Po Station Station.

Family-friendly — 82 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 83 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
11/F
Flat
C
Saleable Area
121 Saleable ft²
Gross Area
189 ft²
Efficiency
64%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2020-07-07 HK$3.08M −11.5%
2020-07-03 HK$3.48M +74.0%
2.1y · 35.0%/yr
2018-05-29 HK$2.00M +0.0%
3.0y · 0.0%/yr
2015-06-11 HK$2.00M
Data sourced from Renavon.com