▼ 0.50% · 3.625%
HK$18,756
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,339
−HK$593/mo
Today · 4.125%
HK$19,932
baseline
▲ 0.50% · 4.625%
HK$21,145
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,864/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,866
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,425
−HK$568/mo
Today · 4.125%
HK$21,993
baseline
▲ 0.50% · 4.625%
HK$23,152
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,986/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,632
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,273
−HK$652/mo
Today · 4.125%
HK$21,925
baseline
▲ 0.50% · 4.625%
HK$23,259
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,850/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,952
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,568
−HK$624/mo
Today · 4.125%
HK$24,192
baseline
▲ 0.50% · 4.625%
HK$25,468
+HK$1,276/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,384/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$712/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$681/mo
Today · 4.125%
HK$26,392
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,784/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,383
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,141
−HK$771/mo
Today · 4.125%
HK$25,912
baseline
▲ 0.50% · 4.625%
HK$27,488
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,824/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,126
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,853
−HK$738/mo
Today · 4.125%
HK$28,591
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,182/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,075
−HK$830/mo
Today · 4.125%
HK$27,905
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,810/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,212
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$794/mo
Today · 4.125%
HK$30,790
baseline
▲ 0.50% · 4.625%
HK$32,413
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,580/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,134
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,009
−HK$889/mo
Today · 4.125%
HK$29,898
baseline
▲ 0.50% · 4.625%
HK$31,717
+HK$1,819/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,796/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,299
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,138
−HK$852/mo
Today · 4.125%
HK$32,990
baseline
▲ 0.50% · 4.625%
HK$34,729
+HK$1,739/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$65,980/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,010
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,943
−HK$948/mo
Today · 4.125%
HK$31,891
baseline
▲ 0.50% · 4.625%
HK$33,832
+HK$1,941/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,782/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,385
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,281
−HK$908/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,044
+HK$1,855/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,885
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,877
−HK$1,008/mo
Today · 4.125%
HK$33,885
baseline
▲ 0.50% · 4.625%
HK$35,946
+HK$2,061/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,770/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,472
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$965/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$1,971/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,761
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,811
−HK$1,067/mo
Today · 4.125%
HK$35,878
baseline
▲ 0.50% · 4.625%
HK$38,061
+HK$2,183/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$71,756/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,558
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,566
−HK$1,022/mo
Today · 4.125%
HK$39,588
baseline
▲ 0.50% · 4.625%
HK$41,674
+HK$2,086/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$79,176/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,762 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).