▼ 0.50% · 3.625%
HK$20,661
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,304
−HK$653/mo
Today · 4.125%
HK$21,957
baseline
▲ 0.50% · 4.625%
HK$23,293
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,914/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,985
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,602
−HK$625/mo
Today · 4.125%
HK$24,227
baseline
▲ 0.50% · 4.625%
HK$25,504
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,454/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,727
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,434
−HK$719/mo
Today · 4.125%
HK$24,153
baseline
▲ 0.50% · 4.625%
HK$25,622
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,306/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,284
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,962
−HK$688/mo
Today · 4.125%
HK$26,650
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,300/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,794
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,565
−HK$783/mo
Today · 4.125%
HK$26,348
baseline
▲ 0.50% · 4.625%
HK$27,952
+HK$1,604/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,696/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,583
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,322
−HK$751/mo
Today · 4.125%
HK$29,073
baseline
▲ 0.50% · 4.625%
HK$30,605
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,146/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$849/mo
Today · 4.125%
HK$28,544
baseline
▲ 0.50% · 4.625%
HK$30,281
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,088/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,881
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,683
−HK$813/mo
Today · 4.125%
HK$31,496
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,992/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,926
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,826
−HK$914/mo
Today · 4.125%
HK$30,740
baseline
▲ 0.50% · 4.625%
HK$32,610
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,480/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,180
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,043
−HK$875/mo
Today · 4.125%
HK$33,918
baseline
▲ 0.50% · 4.625%
HK$35,706
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,836/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,992
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,956
−HK$979/mo
Today · 4.125%
HK$32,935
baseline
▲ 0.50% · 4.625%
HK$34,939
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,870/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,478
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,403
−HK$938/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$1,916/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,058
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,086
−HK$1,045/mo
Today · 4.125%
HK$35,131
baseline
▲ 0.50% · 4.625%
HK$37,269
+HK$2,138/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,262/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,777
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,763
−HK$1,001/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,124
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$1,110/mo
Today · 4.125%
HK$37,327
baseline
▲ 0.50% · 4.625%
HK$39,598
+HK$2,271/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,654/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,075
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,123
−HK$1,063/mo
Today · 4.125%
HK$41,186
baseline
▲ 0.50% · 4.625%
HK$43,357
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,372/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,190
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,347
−HK$1,175/mo
Today · 4.125%
HK$39,522
baseline
▲ 0.50% · 4.625%
HK$41,927
+HK$2,405/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,044/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,374
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,483
−HK$1,126/mo
Today · 4.125%
HK$43,609
baseline
▲ 0.50% · 4.625%
HK$45,908
+HK$2,299/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,218/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,095 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).