▼ 0.50% · 3.625%
HK$20,949
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,600
−HK$662/mo
Today · 4.125%
HK$22,262
baseline
▲ 0.50% · 4.625%
HK$23,617
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,524/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,305
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,930
−HK$634/mo
Today · 4.125%
HK$24,564
baseline
▲ 0.50% · 4.625%
HK$25,859
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,128/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,043
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,760
−HK$729/mo
Today · 4.125%
HK$24,489
baseline
▲ 0.50% · 4.625%
HK$25,979
+HK$1,490/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,978/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,636
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,323
−HK$698/mo
Today · 4.125%
HK$27,021
baseline
▲ 0.50% · 4.625%
HK$28,445
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,042/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,920
−HK$795/mo
Today · 4.125%
HK$26,715
baseline
▲ 0.50% · 4.625%
HK$28,340
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,430/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,966
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,716
−HK$761/mo
Today · 4.125%
HK$29,477
baseline
▲ 0.50% · 4.625%
HK$31,031
+HK$1,554/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,954/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,233
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,080
−HK$861/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,702
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,297
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$825/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,617
+HK$1,683/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,240
−HK$927/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$33,064
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$888/mo
Today · 4.125%
HK$34,390
baseline
▲ 0.50% · 4.625%
HK$36,203
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,780/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,423
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,400
−HK$993/mo
Today · 4.125%
HK$33,393
baseline
▲ 0.50% · 4.625%
HK$35,425
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,786/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,958
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,895
−HK$951/mo
Today · 4.125%
HK$36,846
baseline
▲ 0.50% · 4.625%
HK$38,789
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,692/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,518
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$1,060/mo
Today · 4.125%
HK$35,620
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,240/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,288
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,288
−HK$1,015/mo
Today · 4.125%
HK$39,303
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,071/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,606/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,613
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,720
−HK$1,126/mo
Today · 4.125%
HK$37,846
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,692/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,619
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,681
−HK$1,078/mo
Today · 4.125%
HK$41,759
baseline
▲ 0.50% · 4.625%
HK$43,960
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,518/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,708
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,880
−HK$1,192/mo
Today · 4.125%
HK$40,072
baseline
▲ 0.50% · 4.625%
HK$42,510
+HK$2,438/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,144/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,949
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,074
−HK$1,142/mo
Today · 4.125%
HK$44,216
baseline
▲ 0.50% · 4.625%
HK$46,546
+HK$2,330/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,432/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,697 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).