▼ 0.50% · 3.625%
HK$18,696
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,278
−HK$591/mo
Today · 4.125%
HK$19,869
baseline
▲ 0.50% · 4.625%
HK$21,078
+HK$1,209/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,738/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,799
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,357
−HK$566/mo
Today · 4.125%
HK$21,923
baseline
▲ 0.50% · 4.625%
HK$23,079
+HK$1,156/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,846/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,566
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,205
−HK$650/mo
Today · 4.125%
HK$21,855
baseline
▲ 0.50% · 4.625%
HK$23,185
+HK$1,330/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,710/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,879
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,493
−HK$622/mo
Today · 4.125%
HK$24,115
baseline
▲ 0.50% · 4.625%
HK$25,386
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,230/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,435
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,133
−HK$709/mo
Today · 4.125%
HK$23,842
baseline
▲ 0.50% · 4.625%
HK$25,293
+HK$1,451/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,684/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,959
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,629
−HK$679/mo
Today · 4.125%
HK$26,308
baseline
▲ 0.50% · 4.625%
HK$27,694
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,616/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,305
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,061
−HK$768/mo
Today · 4.125%
HK$25,829
baseline
▲ 0.50% · 4.625%
HK$27,401
+HK$1,572/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,658/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,039
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,764
−HK$736/mo
Today · 4.125%
HK$28,500
baseline
▲ 0.50% · 4.625%
HK$30,002
+HK$1,502/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$57,000/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,175
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,989
−HK$827/mo
Today · 4.125%
HK$27,816
baseline
▲ 0.50% · 4.625%
HK$29,509
+HK$1,693/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,632/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,119
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,900
−HK$792/mo
Today · 4.125%
HK$30,692
baseline
▲ 0.50% · 4.625%
HK$32,310
+HK$1,618/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,384/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,044
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,917
−HK$886/mo
Today · 4.125%
HK$29,803
baseline
▲ 0.50% · 4.625%
HK$31,616
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,606/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,199
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,036
−HK$848/mo
Today · 4.125%
HK$32,884
baseline
▲ 0.50% · 4.625%
HK$34,618
+HK$1,734/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,768/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,914
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,844
−HK$946/mo
Today · 4.125%
HK$31,790
baseline
▲ 0.50% · 4.625%
HK$33,724
+HK$1,934/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,580/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,279
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,171
−HK$906/mo
Today · 4.125%
HK$35,077
baseline
▲ 0.50% · 4.625%
HK$36,926
+HK$1,849/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,154/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,783
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,772
−HK$1,005/mo
Today · 4.125%
HK$33,777
baseline
▲ 0.50% · 4.625%
HK$35,832
+HK$2,055/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,554/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,359
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,307
−HK$962/mo
Today · 4.125%
HK$37,269
baseline
▲ 0.50% · 4.625%
HK$39,234
+HK$1,965/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,538/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,653
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,700
−HK$1,063/mo
Today · 4.125%
HK$35,763
baseline
▲ 0.50% · 4.625%
HK$37,940
+HK$2,177/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,526/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,439
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,443
−HK$1,018/mo
Today · 4.125%
HK$39,461
baseline
▲ 0.50% · 4.625%
HK$41,541
+HK$2,080/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,922/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,975 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).