▼ 0.50% · 3.625%
HK$20,961
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,613
−HK$662/mo
Today · 4.125%
HK$22,275
baseline
▲ 0.50% · 4.625%
HK$23,630
+HK$1,355/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,550/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,944
−HK$634/mo
Today · 4.125%
HK$24,578
baseline
▲ 0.50% · 4.625%
HK$25,874
+HK$1,296/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,156/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,057
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,774
−HK$729/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,993
+HK$1,490/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,650
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,338
−HK$698/mo
Today · 4.125%
HK$27,036
baseline
▲ 0.50% · 4.625%
HK$28,461
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,072/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,153
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,935
−HK$795/mo
Today · 4.125%
HK$26,730
baseline
▲ 0.50% · 4.625%
HK$28,356
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,460/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,982
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,733
−HK$761/mo
Today · 4.125%
HK$29,494
baseline
▲ 0.50% · 4.625%
HK$31,049
+HK$1,555/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$58,988/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$862/mo
Today · 4.125%
HK$28,958
baseline
▲ 0.50% · 4.625%
HK$30,720
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,916/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$825/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,345
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,258
−HK$927/mo
Today · 4.125%
HK$31,185
baseline
▲ 0.50% · 4.625%
HK$33,083
+HK$1,898/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,370/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,646
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,521
−HK$889/mo
Today · 4.125%
HK$34,410
baseline
▲ 0.50% · 4.625%
HK$36,223
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,820/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,441
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$994/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,446
+HK$2,033/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,978
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,916
−HK$951/mo
Today · 4.125%
HK$36,867
baseline
▲ 0.50% · 4.625%
HK$38,811
+HK$1,944/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,734/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,537
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,580
−HK$1,060/mo
Today · 4.125%
HK$35,640
baseline
▲ 0.50% · 4.625%
HK$37,809
+HK$2,169/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,280/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,310
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,310
−HK$1,015/mo
Today · 4.125%
HK$39,325
baseline
▲ 0.50% · 4.625%
HK$41,398
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,650/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,633
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,741
−HK$1,127/mo
Today · 4.125%
HK$37,868
baseline
▲ 0.50% · 4.625%
HK$40,172
+HK$2,304/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,736/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,641
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,705
−HK$1,078/mo
Today · 4.125%
HK$41,783
baseline
▲ 0.50% · 4.625%
HK$43,986
+HK$2,203/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,566/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,192/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,535
+HK$2,440/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,973
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,099
−HK$1,142/mo
Today · 4.125%
HK$44,241
baseline
▲ 0.50% · 4.625%
HK$46,573
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,482/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,221 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).