▼ 0.50% · 3.625%
HK$19,201
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,798
−HK$607/mo
Today · 4.125%
HK$20,405
baseline
▲ 0.50% · 4.625%
HK$21,647
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,810/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,361
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,934
−HK$581/mo
Today · 4.125%
HK$22,515
baseline
▲ 0.50% · 4.625%
HK$23,702
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,030/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,121
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$21,778
−HK$668/mo
Today · 4.125%
HK$22,446
baseline
▲ 0.50% · 4.625%
HK$23,811
+HK$1,365/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,892/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,497
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,127
−HK$639/mo
Today · 4.125%
HK$24,766
baseline
▲ 0.50% · 4.625%
HK$26,072
+HK$1,306/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,532/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,041
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,758
−HK$728/mo
Today · 4.125%
HK$24,486
baseline
▲ 0.50% · 4.625%
HK$25,976
+HK$1,490/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,972/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,633
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,320
−HK$698/mo
Today · 4.125%
HK$27,018
baseline
▲ 0.50% · 4.625%
HK$28,442
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,036/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$789/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$28,141
+HK$1,614/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,769
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$755/mo
Today · 4.125%
HK$29,269
baseline
▲ 0.50% · 4.625%
HK$30,812
+HK$1,543/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,538/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,881
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,717
−HK$850/mo
Today · 4.125%
HK$28,567
baseline
▲ 0.50% · 4.625%
HK$30,305
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,134/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,905
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,707
−HK$814/mo
Today · 4.125%
HK$31,521
baseline
▲ 0.50% · 4.625%
HK$33,182
+HK$1,661/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,042/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,801
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,697
−HK$911/mo
Today · 4.125%
HK$30,608
baseline
▲ 0.50% · 4.625%
HK$32,470
+HK$1,862/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,216/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,041
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,901
−HK$871/mo
Today · 4.125%
HK$33,772
baseline
▲ 0.50% · 4.625%
HK$35,553
+HK$1,781/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,544/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,721
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,677
−HK$971/mo
Today · 4.125%
HK$32,648
baseline
▲ 0.50% · 4.625%
HK$34,635
+HK$1,987/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$65,296/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,177
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,094
−HK$930/mo
Today · 4.125%
HK$36,024
baseline
▲ 0.50% · 4.625%
HK$37,923
+HK$1,899/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$72,048/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,642
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,657
−HK$1,032/mo
Today · 4.125%
HK$34,689
baseline
▲ 0.50% · 4.625%
HK$36,799
+HK$2,110/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,378/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,313
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,287
−HK$988/mo
Today · 4.125%
HK$38,275
baseline
▲ 0.50% · 4.625%
HK$40,293
+HK$2,018/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,550/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,562
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,637
−HK$1,092/mo
Today · 4.125%
HK$36,729
baseline
▲ 0.50% · 4.625%
HK$38,964
+HK$2,235/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,458/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,450
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,481
−HK$1,046/mo
Today · 4.125%
HK$40,527
baseline
▲ 0.50% · 4.625%
HK$42,663
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,054/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,616 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).