▼ 0.50% · 3.625%
HK$19,088
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,681
−HK$604/mo
Today · 4.125%
HK$20,285
baseline
▲ 0.50% · 4.625%
HK$21,519
+HK$1,234/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,570/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,235
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,804
−HK$578/mo
Today · 4.125%
HK$22,382
baseline
▲ 0.50% · 4.625%
HK$23,562
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,764/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,997
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,650
−HK$663/mo
Today · 4.125%
HK$22,313
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,626/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,358
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,985
−HK$635/mo
Today · 4.125%
HK$24,620
baseline
▲ 0.50% · 4.625%
HK$25,918
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,240/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,905
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,618
−HK$724/mo
Today · 4.125%
HK$24,342
baseline
▲ 0.50% · 4.625%
HK$25,823
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,684/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,482
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,165
−HK$694/mo
Today · 4.125%
HK$26,859
baseline
▲ 0.50% · 4.625%
HK$28,274
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,718/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,814
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,586
−HK$784/mo
Today · 4.125%
HK$26,370
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,740/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,605
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,346
−HK$751/mo
Today · 4.125%
HK$29,097
baseline
▲ 0.50% · 4.625%
HK$30,631
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,194/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,723
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,554
−HK$845/mo
Today · 4.125%
HK$28,399
baseline
▲ 0.50% · 4.625%
HK$30,127
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,798/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,729
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,526
−HK$809/mo
Today · 4.125%
HK$31,335
baseline
▲ 0.50% · 4.625%
HK$32,987
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,670/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,632
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,522
−HK$905/mo
Today · 4.125%
HK$30,427
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,854/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,852
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,707
−HK$866/mo
Today · 4.125%
HK$33,573
baseline
▲ 0.50% · 4.625%
HK$35,343
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,146/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,540
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$966/mo
Today · 4.125%
HK$32,456
baseline
▲ 0.50% · 4.625%
HK$34,430
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,912/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,976
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,887
−HK$924/mo
Today · 4.125%
HK$35,811
baseline
▲ 0.50% · 4.625%
HK$37,699
+HK$1,888/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,622/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,449
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$1,025/mo
Today · 4.125%
HK$34,484
baseline
▲ 0.50% · 4.625%
HK$36,582
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$68,968/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,099
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,068
−HK$982/mo
Today · 4.125%
HK$38,050
baseline
▲ 0.50% · 4.625%
HK$40,055
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,100/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,358
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,427
−HK$1,085/mo
Today · 4.125%
HK$36,512
baseline
▲ 0.50% · 4.625%
HK$38,734
+HK$2,222/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,024/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,223
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,248
−HK$1,040/mo
Today · 4.125%
HK$40,288
baseline
▲ 0.50% · 4.625%
HK$42,412
+HK$2,124/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,576/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).