▼ 0.50% · 3.625%
HK$16,933
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,459
−HK$536/mo
Today · 4.125%
HK$17,995
baseline
▲ 0.50% · 4.625%
HK$19,089
+HK$1,094/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,990/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,837
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,343
−HK$512/mo
Today · 4.125%
HK$19,855
baseline
▲ 0.50% · 4.625%
HK$20,902
+HK$1,047/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,710/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,626
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,205
−HK$589/mo
Today · 4.125%
HK$19,794
baseline
▲ 0.50% · 4.625%
HK$20,998
+HK$1,204/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$39,588/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,721
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,277
−HK$564/mo
Today · 4.125%
HK$21,841
baseline
▲ 0.50% · 4.625%
HK$22,992
+HK$1,151/mo
Deposit HK$3.34M · loan HK$4.08M · min. income ≈ HK$43,682/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,319
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,951
−HK$642/mo
Today · 4.125%
HK$21,593
baseline
▲ 0.50% · 4.625%
HK$22,907
+HK$1,314/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$43,186/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,605
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,211
−HK$615/mo
Today · 4.125%
HK$23,826
baseline
▲ 0.50% · 4.625%
HK$25,082
+HK$1,256/mo
Deposit HK$2.97M · loan HK$4.46M · min. income ≈ HK$47,652/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,013
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$696/mo
Today · 4.125%
HK$23,393
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,423/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$46,786/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,489
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$667/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,360/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$749/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,725
+HK$1,533/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,080
−HK$717/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,263
+HK$1,466/mo
Deposit HK$2.23M · loan HK$5.20M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,399
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,189
−HK$803/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,634
+HK$1,642/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,256
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,014
−HK$769/mo
Today · 4.125%
HK$29,783
baseline
▲ 0.50% · 4.625%
HK$31,353
+HK$1,570/mo
Deposit HK$1.86M · loan HK$5.57M · min. income ≈ HK$59,566/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,092
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,935
−HK$856/mo
Today · 4.125%
HK$28,791
baseline
▲ 0.50% · 4.625%
HK$30,543
+HK$1,752/mo
Deposit HK$1.49M · loan HK$5.94M · min. income ≈ HK$57,582/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,140
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,948
−HK$820/mo
Today · 4.125%
HK$31,768
baseline
▲ 0.50% · 4.625%
HK$33,443
+HK$1,675/mo
Deposit HK$1.49M · loan HK$5.94M · min. income ≈ HK$63,536/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,786
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,681
−HK$910/mo
Today · 4.125%
HK$30,591
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,861/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$61,182/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,024
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,883
−HK$871/mo
Today · 4.125%
HK$33,754
baseline
▲ 0.50% · 4.625%
HK$35,533
+HK$1,779/mo
Deposit HK$1.11M · loan HK$6.31M · min. income ≈ HK$67,508/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,479
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,427
−HK$963/mo
Today · 4.125%
HK$32,390
baseline
▲ 0.50% · 4.625%
HK$34,361
+HK$1,971/mo
Deposit HK$743K · loan HK$6.68M · min. income ≈ HK$64,780/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,907
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,817
−HK$922/mo
Today · 4.125%
HK$35,739
baseline
▲ 0.50% · 4.625%
HK$37,623
+HK$1,884/mo
Deposit HK$743K · loan HK$6.68M · min. income ≈ HK$71,478/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$222,774 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).