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At today's rate and a 90% mortgage, the deposit on this unit is about HK$623K, with repayments around HK$27,195/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$54,390/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$158,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- H
- Saleable Area
- 361 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-28 | HK$5.63M | −19.3% 4.8y · −4.0%/yr |
| 2021-02-03 | HK$6.98M | +10.3% 3.3y · 3.0%/yr |
| 2017-11-01 | HK$6.33M | +163.8% 11.2y · 15.0%/yr |
| 2006-09-25 | HK$2.40M | — |