▼ 0.50% · 3.625%
HK$21,633
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,306
−HK$684/mo
Today · 4.125%
HK$22,990
baseline
▲ 0.50% · 4.625%
HK$24,389
+HK$1,399/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,980/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,712
−HK$655/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,704
+HK$1,337/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,537
−HK$752/mo
Today · 4.125%
HK$25,289
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,538/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$50,578/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,473
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,183
−HK$721/mo
Today · 4.125%
HK$27,904
baseline
▲ 0.50% · 4.625%
HK$29,374
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.22M · min. income ≈ HK$55,808/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$821/mo
Today · 4.125%
HK$27,588
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,678/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,176/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,880
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$786/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,605/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,123
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$889/mo
Today · 4.125%
HK$29,887
baseline
▲ 0.50% · 4.625%
HK$31,705
+HK$1,818/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$59,774/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,287
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$851/mo
Today · 4.125%
HK$32,977
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.17M · min. income ≈ HK$65,954/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,286
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,228
−HK$958/mo
Today · 4.125%
HK$32,186
baseline
▲ 0.50% · 4.625%
HK$34,144
+HK$1,958/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$64,372/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,597
−HK$917/mo
Today · 4.125%
HK$35,514
baseline
▲ 0.50% · 4.625%
HK$37,386
+HK$1,872/mo
Deposit HK$2.85M · loan HK$6.64M · min. income ≈ HK$71,028/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,450
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$1,026/mo
Today · 4.125%
HK$34,485
baseline
▲ 0.50% · 4.625%
HK$36,583
+HK$2,098/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$68,970/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,100
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,068
−HK$982/mo
Today · 4.125%
HK$38,050
baseline
▲ 0.50% · 4.625%
HK$40,056
+HK$2,006/mo
Deposit HK$2.37M · loan HK$7.12M · min. income ≈ HK$76,100/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,613
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,690
−HK$1,094/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$39,022
+HK$2,238/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,507
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,048/mo
Today · 4.125%
HK$40,587
baseline
▲ 0.50% · 4.625%
HK$42,726
+HK$2,139/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,174/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,776
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,920
−HK$1,162/mo
Today · 4.125%
HK$39,082
baseline
▲ 0.50% · 4.625%
HK$41,461
+HK$2,379/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,164/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,913
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,011
−HK$1,113/mo
Today · 4.125%
HK$43,124
baseline
▲ 0.50% · 4.625%
HK$45,397
+HK$2,273/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,248/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,940
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,151
−HK$1,230/mo
Today · 4.125%
HK$41,381
baseline
▲ 0.50% · 4.625%
HK$43,899
+HK$2,518/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$82,762/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,320
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$44,482
−HK$1,178/mo
Today · 4.125%
HK$45,660
baseline
▲ 0.50% · 4.625%
HK$48,067
+HK$2,407/mo
Deposit HK$949K · loan HK$8.54M · min. income ≈ HK$91,320/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).