▼ 0.50% · 3.625%
HK$22,305
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,998
−HK$705/mo
Today · 4.125%
HK$23,703
baseline
▲ 0.50% · 4.625%
HK$25,146
+HK$1,443/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,406/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,814
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$675/mo
Today · 4.125%
HK$26,154
baseline
▲ 0.50% · 4.625%
HK$27,533
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,308/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,535
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,298
−HK$776/mo
Today · 4.125%
HK$26,074
baseline
▲ 0.50% · 4.625%
HK$27,660
+HK$1,586/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,148/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,295
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,027
−HK$743/mo
Today · 4.125%
HK$28,770
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,516/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,540/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,765
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,598
−HK$846/mo
Today · 4.125%
HK$28,444
baseline
▲ 0.50% · 4.625%
HK$30,175
+HK$1,731/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,888/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,776
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,575
−HK$810/mo
Today · 4.125%
HK$31,385
baseline
▲ 0.50% · 4.625%
HK$33,039
+HK$1,654/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,770/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,996
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,898
−HK$916/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,689
+HK$1,875/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,258
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,123
−HK$877/mo
Today · 4.125%
HK$34,000
baseline
▲ 0.50% · 4.625%
HK$35,793
+HK$1,793/mo
Deposit HK$3.42M · loan HK$6.36M · min. income ≈ HK$68,000/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,226
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$987/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$35,204
+HK$2,019/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,739
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,671
−HK$945/mo
Today · 4.125%
HK$36,616
baseline
▲ 0.50% · 4.625%
HK$38,546
+HK$1,930/mo
Deposit HK$2.93M · loan HK$6.85M · min. income ≈ HK$73,232/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$1,057/mo
Today · 4.125%
HK$35,555
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$2,163/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,110/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,220
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,012/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,299
+HK$2,068/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,687
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,797
−HK$1,128/mo
Today · 4.125%
HK$37,925
baseline
▲ 0.50% · 4.625%
HK$40,233
+HK$2,308/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,850/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,702
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,767
−HK$1,080/mo
Today · 4.125%
HK$41,847
baseline
▲ 0.50% · 4.625%
HK$44,053
+HK$2,206/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,694/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,918
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,097
−HK$1,199/mo
Today · 4.125%
HK$40,296
baseline
▲ 0.50% · 4.625%
HK$42,747
+HK$2,451/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$80,592/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,183
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,314
−HK$1,148/mo
Today · 4.125%
HK$44,462
baseline
▲ 0.50% · 4.625%
HK$46,806
+HK$2,344/mo
Deposit HK$1.47M · loan HK$8.31M · min. income ≈ HK$88,924/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,148
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,397
−HK$1,269/mo
Today · 4.125%
HK$42,666
baseline
▲ 0.50% · 4.625%
HK$45,262
+HK$2,596/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$85,332/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,665
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,862
−HK$1,216/mo
Today · 4.125%
HK$47,078
baseline
▲ 0.50% · 4.625%
HK$49,559
+HK$2,481/mo
Deposit HK$978K · loan HK$8.80M · min. income ≈ HK$94,156/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).