▼ 0.50% · 3.625%
HK$21,685
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,359
−HK$685/mo
Today · 4.125%
HK$23,044
baseline
▲ 0.50% · 4.625%
HK$24,447
+HK$1,403/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,088/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,771
−HK$656/mo
Today · 4.125%
HK$25,427
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,341/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,854/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,853
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,595
−HK$754/mo
Today · 4.125%
HK$25,349
baseline
▲ 0.50% · 4.625%
HK$26,891
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,698/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,536
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,248
−HK$722/mo
Today · 4.125%
HK$27,970
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,940/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,831
−HK$822/mo
Today · 4.125%
HK$27,653
baseline
▲ 0.50% · 4.625%
HK$29,336
+HK$1,683/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,306/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,949
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,725
−HK$788/mo
Today · 4.125%
HK$30,513
baseline
▲ 0.50% · 4.625%
HK$32,121
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,026/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,190
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,067
−HK$891/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,361
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,202
−HK$853/mo
Today · 4.125%
HK$33,055
baseline
▲ 0.50% · 4.625%
HK$34,798
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,110/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$959/mo
Today · 4.125%
HK$32,262
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,963/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,524/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$919/mo
Today · 4.125%
HK$35,598
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$1,877/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,196/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,527
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,539
−HK$1,028/mo
Today · 4.125%
HK$34,567
baseline
▲ 0.50% · 4.625%
HK$36,670
+HK$2,103/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,134/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,186
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,156
−HK$985/mo
Today · 4.125%
HK$38,141
baseline
▲ 0.50% · 4.625%
HK$40,151
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,282/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,695
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$1,096/mo
Today · 4.125%
HK$36,871
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$2,244/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,742/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,598
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,633
−HK$1,051/mo
Today · 4.125%
HK$40,684
baseline
▲ 0.50% · 4.625%
HK$42,828
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,368/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,864
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,011
−HK$1,165/mo
Today · 4.125%
HK$39,176
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,352/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,011
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,111
−HK$1,115/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,505
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,246
−HK$1,234/mo
Today · 4.125%
HK$41,480
baseline
▲ 0.50% · 4.625%
HK$44,004
+HK$2,524/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,960/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,423
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,588
−HK$1,181/mo
Today · 4.125%
HK$45,769
baseline
▲ 0.50% · 4.625%
HK$48,182
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,538/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).