▼ 0.50% · 3.625%
HK$21,052
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,707
−HK$666/mo
Today · 4.125%
HK$22,373
baseline
▲ 0.50% · 4.625%
HK$23,734
+HK$1,361/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,746/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,421
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,049
−HK$637/mo
Today · 4.125%
HK$24,686
baseline
▲ 0.50% · 4.625%
HK$25,987
+HK$1,301/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,372/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,158
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,878
−HK$732/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$26,107
+HK$1,497/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,763
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,454
−HK$701/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,431/mo
Deposit HK$4.15M · loan HK$5.08M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,263
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,049
−HK$798/mo
Today · 4.125%
HK$26,847
baseline
▲ 0.50% · 4.625%
HK$28,481
+HK$1,634/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$53,694/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,105
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,858
−HK$765/mo
Today · 4.125%
HK$29,623
baseline
▲ 0.50% · 4.625%
HK$31,185
+HK$1,562/mo
Deposit HK$3.69M · loan HK$5.54M · min. income ≈ HK$59,246/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,368
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,219
−HK$865/mo
Today · 4.125%
HK$29,084
baseline
▲ 0.50% · 4.625%
HK$30,854
+HK$1,770/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,168/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,263
−HK$829/mo
Today · 4.125%
HK$32,092
baseline
▲ 0.50% · 4.625%
HK$33,783
+HK$1,691/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,184/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,390
−HK$932/mo
Today · 4.125%
HK$31,322
baseline
▲ 0.50% · 4.625%
HK$33,227
+HK$1,905/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$62,644/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,789
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,668
−HK$892/mo
Today · 4.125%
HK$34,560
baseline
▲ 0.50% · 4.625%
HK$36,382
+HK$1,822/mo
Deposit HK$2.77M · loan HK$6.46M · min. income ≈ HK$69,120/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,579
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,561
−HK$998/mo
Today · 4.125%
HK$33,559
baseline
▲ 0.50% · 4.625%
HK$35,601
+HK$2,042/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,118/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,131
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,073
−HK$956/mo
Today · 4.125%
HK$37,029
baseline
▲ 0.50% · 4.625%
HK$38,981
+HK$1,952/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$74,058/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,684
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,732
−HK$1,064/mo
Today · 4.125%
HK$35,796
baseline
▲ 0.50% · 4.625%
HK$37,974
+HK$2,178/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,592/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,473
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,478
−HK$1,020/mo
Today · 4.125%
HK$39,498
baseline
▲ 0.50% · 4.625%
HK$41,580
+HK$2,082/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$78,996/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,789
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,902
−HK$1,131/mo
Today · 4.125%
HK$38,033
baseline
▲ 0.50% · 4.625%
HK$40,348
+HK$2,315/mo
Deposit HK$1.38M · loan HK$7.85M · min. income ≈ HK$76,066/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,815
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,883
−HK$1,083/mo
Today · 4.125%
HK$41,966
baseline
▲ 0.50% · 4.625%
HK$44,178
+HK$2,212/mo
Deposit HK$1.38M · loan HK$7.85M · min. income ≈ HK$83,932/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,894
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,073
−HK$1,198/mo
Today · 4.125%
HK$40,271
baseline
▲ 0.50% · 4.625%
HK$42,721
+HK$2,450/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$80,542/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,157
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,288
−HK$1,147/mo
Today · 4.125%
HK$44,435
baseline
▲ 0.50% · 4.625%
HK$46,777
+HK$2,342/mo
Deposit HK$923K · loan HK$8.31M · min. income ≈ HK$88,870/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).