▼ 0.50% · 3.625%
HK$22,499
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,199
−HK$711/mo
Today · 4.125%
HK$23,910
baseline
▲ 0.50% · 4.625%
HK$25,365
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,820/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,030
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,701
−HK$681/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,773
+HK$1,391/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,749
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,518
−HK$783/mo
Today · 4.125%
HK$26,301
baseline
▲ 0.50% · 4.625%
HK$27,901
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,602/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,533
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,271
−HK$749/mo
Today · 4.125%
HK$29,020
baseline
▲ 0.50% · 4.625%
HK$30,550
+HK$1,530/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,040/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,999
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,838
−HK$854/mo
Today · 4.125%
HK$28,692
baseline
▲ 0.50% · 4.625%
HK$30,437
+HK$1,745/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,384/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,036
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$817/mo
Today · 4.125%
HK$31,658
baseline
▲ 0.50% · 4.625%
HK$33,327
+HK$1,669/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,316/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$925/mo
Today · 4.125%
HK$31,083
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,891/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,166/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,539
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,411
−HK$886/mo
Today · 4.125%
HK$34,297
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,594/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,498
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,478
−HK$996/mo
Today · 4.125%
HK$33,474
baseline
▲ 0.50% · 4.625%
HK$35,510
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$66,948/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,042
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$954/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$38,882
+HK$1,947/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,748
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,798
−HK$1,066/mo
Today · 4.125%
HK$35,864
baseline
▲ 0.50% · 4.625%
HK$38,047
+HK$2,183/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,728/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,545
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,551
−HK$1,022/mo
Today · 4.125%
HK$39,573
baseline
▲ 0.50% · 4.625%
HK$41,659
+HK$2,086/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,146/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,998
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,118
−HK$1,137/mo
Today · 4.125%
HK$38,255
baseline
▲ 0.50% · 4.625%
HK$40,583
+HK$2,328/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,510/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,047
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,122
−HK$1,089/mo
Today · 4.125%
HK$42,211
baseline
▲ 0.50% · 4.625%
HK$44,436
+HK$2,225/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,422/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,248
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,438
−HK$1,208/mo
Today · 4.125%
HK$40,646
baseline
▲ 0.50% · 4.625%
HK$43,120
+HK$2,474/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,292/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,550
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,692
−HK$1,157/mo
Today · 4.125%
HK$44,849
baseline
▲ 0.50% · 4.625%
HK$47,213
+HK$2,364/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,698/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,498
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$41,758
−HK$1,279/mo
Today · 4.125%
HK$43,037
baseline
▲ 0.50% · 4.625%
HK$45,656
+HK$2,619/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$86,074/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,053
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$46,262
−HK$1,226/mo
Today · 4.125%
HK$47,488
baseline
▲ 0.50% · 4.625%
HK$49,991
+HK$2,503/mo
Deposit HK$987K · loan HK$8.88M · min. income ≈ HK$94,976/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,679 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).