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At today's rate and a 90% mortgage, the deposit on this unit is about HK$594K, with repayments around HK$25,907/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$51,814/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,637 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 360 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 72%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-04 | HK$7.48M | +24.7% 3.0y · 8.0%/yr |
| 2019-01-08 | HK$6.00M | +58.3% 6.3y · 9.0%/yr |
| 2012-09-19 | HK$3.79M | +22.3% |
| 2010-12-09 | HK$3.10M | +8.4% |
| 2010-08-30 | HK$2.86M | +26.5% |
| 2006-09-29 | HK$2.26M | — |