▼ 0.50% · 3.625%
HK$20,611
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,252
−HK$651/mo
Today · 4.125%
HK$21,903
baseline
▲ 0.50% · 4.625%
HK$23,236
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,806/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,544
−HK$624/mo
Today · 4.125%
HK$24,168
baseline
▲ 0.50% · 4.625%
HK$25,442
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,336/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,672
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,377
−HK$717/mo
Today · 4.125%
HK$24,094
baseline
▲ 0.50% · 4.625%
HK$25,560
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,188/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,222
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,899
−HK$686/mo
Today · 4.125%
HK$26,585
baseline
▲ 0.50% · 4.625%
HK$27,987
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,170/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,733
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$781/mo
Today · 4.125%
HK$26,284
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,568/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,515
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,253
−HK$749/mo
Today · 4.125%
HK$29,002
baseline
▲ 0.50% · 4.625%
HK$30,531
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$58,004/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,794
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$847/mo
Today · 4.125%
HK$28,475
baseline
▲ 0.50% · 4.625%
HK$30,207
+HK$1,732/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,950/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,808
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,608
−HK$811/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,075
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,855
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,753
−HK$912/mo
Today · 4.125%
HK$30,665
baseline
▲ 0.50% · 4.625%
HK$32,531
+HK$1,866/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,330/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,101
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,962
−HK$874/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,619
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,916
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,878
−HK$977/mo
Today · 4.125%
HK$32,855
baseline
▲ 0.50% · 4.625%
HK$34,854
+HK$1,999/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,710/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,394
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,317
−HK$935/mo
Today · 4.125%
HK$36,252
baseline
▲ 0.50% · 4.625%
HK$38,163
+HK$1,911/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,504/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,978
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$1,043/mo
Today · 4.125%
HK$35,046
baseline
▲ 0.50% · 4.625%
HK$37,178
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,092/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,687
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,671
−HK$998/mo
Today · 4.125%
HK$38,669
baseline
▲ 0.50% · 4.625%
HK$40,708
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,338/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,039
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,129
−HK$1,107/mo
Today · 4.125%
HK$37,236
baseline
▲ 0.50% · 4.625%
HK$39,502
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,472/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,980
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,026
−HK$1,060/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,252
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,100
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,254
−HK$1,172/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,825
+HK$2,399/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,273
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,380
−HK$1,123/mo
Today · 4.125%
HK$43,503
baseline
▲ 0.50% · 4.625%
HK$45,796
+HK$2,293/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,006/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,890 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).