▼ 0.50% · 3.625%
HK$19,672
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,284
−HK$622/mo
Today · 4.125%
HK$20,906
baseline
▲ 0.50% · 4.625%
HK$22,178
+HK$1,272/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,812/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,885
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,472
−HK$595/mo
Today · 4.125%
HK$23,067
baseline
▲ 0.50% · 4.625%
HK$24,283
+HK$1,216/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,134/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,639
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,312
−HK$684/mo
Today · 4.125%
HK$22,996
baseline
▲ 0.50% · 4.625%
HK$24,395
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,992/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,719
−HK$655/mo
Today · 4.125%
HK$25,374
baseline
▲ 0.50% · 4.625%
HK$26,711
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,748/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,606
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,341
−HK$746/mo
Today · 4.125%
HK$25,087
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,174/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,262
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,966
−HK$715/mo
Today · 4.125%
HK$27,681
baseline
▲ 0.50% · 4.625%
HK$29,140
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,362/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,369
−HK$808/mo
Today · 4.125%
HK$27,177
baseline
▲ 0.50% · 4.625%
HK$28,831
+HK$1,654/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,354/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,450
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$774/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,568
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,541
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,397
−HK$871/mo
Today · 4.125%
HK$29,268
baseline
▲ 0.50% · 4.625%
HK$31,049
+HK$1,781/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,536/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,639
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,460
−HK$834/mo
Today · 4.125%
HK$32,294
baseline
▲ 0.50% · 4.625%
HK$33,996
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,588/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,508
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,426
−HK$932/mo
Today · 4.125%
HK$31,358
baseline
▲ 0.50% · 4.625%
HK$33,266
+HK$1,908/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,716/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,827
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,708
−HK$893/mo
Today · 4.125%
HK$34,601
baseline
▲ 0.50% · 4.625%
HK$36,425
+HK$1,824/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,202/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,475
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,454
−HK$995/mo
Today · 4.125%
HK$33,449
baseline
▲ 0.50% · 4.625%
HK$35,484
+HK$2,035/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$66,898/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,016
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,955
−HK$952/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$38,853
+HK$1,946/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,442
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,482
−HK$1,057/mo
Today · 4.125%
HK$35,539
baseline
▲ 0.50% · 4.625%
HK$37,702
+HK$2,163/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,078/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,204
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,202
−HK$1,012/mo
Today · 4.125%
HK$39,214
baseline
▲ 0.50% · 4.625%
HK$41,281
+HK$2,067/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,428/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,409
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$1,119/mo
Today · 4.125%
HK$37,630
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$2,290/mo
Deposit HK$863K · loan HK$7.76M · min. income ≈ HK$75,260/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,393
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,449
−HK$1,072/mo
Today · 4.125%
HK$41,521
baseline
▲ 0.50% · 4.625%
HK$43,710
+HK$2,189/mo
Deposit HK$863K · loan HK$7.76M · min. income ≈ HK$83,042/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,812 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).