▼ 0.50% · 3.625%
HK$19,443
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,048
−HK$614/mo
Today · 4.125%
HK$20,662
baseline
▲ 0.50% · 4.625%
HK$21,919
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,324/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,630
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$588/mo
Today · 4.125%
HK$22,798
baseline
▲ 0.50% · 4.625%
HK$24,000
+HK$1,202/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,596/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,387
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,052
−HK$676/mo
Today · 4.125%
HK$22,728
baseline
▲ 0.50% · 4.625%
HK$24,111
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,456/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,793
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,431
−HK$647/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,400
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,331
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$737/mo
Today · 4.125%
HK$24,794
baseline
▲ 0.50% · 4.625%
HK$26,303
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,588/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,956
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,652
−HK$706/mo
Today · 4.125%
HK$27,358
baseline
▲ 0.50% · 4.625%
HK$28,800
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,716/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,276
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,062
−HK$799/mo
Today · 4.125%
HK$26,861
baseline
▲ 0.50% · 4.625%
HK$28,495
+HK$1,634/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,722/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,119
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,873
−HK$765/mo
Today · 4.125%
HK$29,638
baseline
▲ 0.50% · 4.625%
HK$31,200
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,276/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,220
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,067
−HK$860/mo
Today · 4.125%
HK$28,927
baseline
▲ 0.50% · 4.625%
HK$30,687
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,854/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$824/mo
Today · 4.125%
HK$31,918
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,836/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,164
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,071
−HK$922/mo
Today · 4.125%
HK$30,993
baseline
▲ 0.50% · 4.625%
HK$32,879
+HK$1,886/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,986/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,445
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$33,315
−HK$883/mo
Today · 4.125%
HK$34,198
baseline
▲ 0.50% · 4.625%
HK$36,000
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,396/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,108
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,076
−HK$983/mo
Today · 4.125%
HK$33,059
baseline
▲ 0.50% · 4.625%
HK$35,071
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,118/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,608
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,536
−HK$942/mo
Today · 4.125%
HK$36,478
baseline
▲ 0.50% · 4.625%
HK$38,400
+HK$1,922/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,956/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,053
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$1,044/mo
Today · 4.125%
HK$35,125
baseline
▲ 0.50% · 4.625%
HK$37,263
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,250/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,771
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,000/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$40,800
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,997
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,086
−HK$1,106/mo
Today · 4.125%
HK$37,192
baseline
▲ 0.50% · 4.625%
HK$39,455
+HK$2,263/mo
Deposit HK$853K · loan HK$7.67M · min. income ≈ HK$74,384/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,934
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,978
−HK$1,059/mo
Today · 4.125%
HK$41,037
baseline
▲ 0.50% · 4.625%
HK$43,200
+HK$2,163/mo
Deposit HK$853K · loan HK$7.67M · min. income ≈ HK$82,074/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,797 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).