▼ 0.50% · 3.625%
HK$17,091
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,623
−HK$540/mo
Today · 4.125%
HK$18,163
baseline
▲ 0.50% · 4.625%
HK$19,268
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,326/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,014
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,524
−HK$517/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,098
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,800
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,385
−HK$594/mo
Today · 4.125%
HK$19,979
baseline
▲ 0.50% · 4.625%
HK$21,195
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,958/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,915
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$569/mo
Today · 4.125%
HK$22,045
baseline
▲ 0.50% · 4.625%
HK$23,207
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,090/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,510
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,148
−HK$648/mo
Today · 4.125%
HK$21,796
baseline
▲ 0.50% · 4.625%
HK$23,122
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,592/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,817
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,429
−HK$620/mo
Today · 4.125%
HK$24,049
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,268/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,098/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,219
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,910
−HK$702/mo
Today · 4.125%
HK$23,612
baseline
▲ 0.50% · 4.625%
HK$25,049
+HK$1,437/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,224/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,381
−HK$673/mo
Today · 4.125%
HK$26,054
baseline
▲ 0.50% · 4.625%
HK$27,427
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,108/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,672
−HK$756/mo
Today · 4.125%
HK$25,428
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,856/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,620
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,333
−HK$725/mo
Today · 4.125%
HK$28,058
baseline
▲ 0.50% · 4.625%
HK$29,537
+HK$1,479/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,116/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,637
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,434
−HK$811/mo
Today · 4.125%
HK$27,245
baseline
▲ 0.50% · 4.625%
HK$28,902
+HK$1,657/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,490/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,521
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,286
−HK$776/mo
Today · 4.125%
HK$30,062
baseline
▲ 0.50% · 4.625%
HK$31,646
+HK$1,584/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,124/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,346
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,197
−HK$864/mo
Today · 4.125%
HK$29,061
baseline
▲ 0.50% · 4.625%
HK$30,829
+HK$1,768/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,122/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,422
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,238
−HK$828/mo
Today · 4.125%
HK$32,066
baseline
▲ 0.50% · 4.625%
HK$33,756
+HK$1,690/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,132/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,055
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,959
−HK$918/mo
Today · 4.125%
HK$30,877
baseline
▲ 0.50% · 4.625%
HK$32,756
+HK$1,879/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,754/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,324
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,191
−HK$879/mo
Today · 4.125%
HK$34,070
baseline
▲ 0.50% · 4.625%
HK$35,866
+HK$1,796/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,140/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,764
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,721
−HK$973/mo
Today · 4.125%
HK$32,694
baseline
▲ 0.50% · 4.625%
HK$34,683
+HK$1,989/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,388/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,225
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,143
−HK$931/mo
Today · 4.125%
HK$36,074
baseline
▲ 0.50% · 4.625%
HK$37,976
+HK$1,902/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,148/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,861 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).