▼ 0.50% · 3.625%
HK$18,513
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,089
−HK$585/mo
Today · 4.125%
HK$19,674
baseline
▲ 0.50% · 4.625%
HK$20,871
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,348/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,596
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,148
−HK$560/mo
Today · 4.125%
HK$21,708
baseline
▲ 0.50% · 4.625%
HK$22,853
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,416/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,364
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$643/mo
Today · 4.125%
HK$21,641
baseline
▲ 0.50% · 4.625%
HK$22,958
+HK$1,317/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$43,282/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$616/mo
Today · 4.125%
HK$23,879
baseline
▲ 0.50% · 4.625%
HK$25,138
+HK$1,259/mo
Deposit HK$3.65M · loan HK$4.47M · min. income ≈ HK$47,758/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,216
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,907
−HK$702/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$25,045
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,715
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,378
−HK$672/mo
Today · 4.125%
HK$26,050
baseline
▲ 0.50% · 4.625%
HK$27,423
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,100/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,067
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,816
−HK$760/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,556/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$729/mo
Today · 4.125%
HK$28,221
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,487/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,442/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$819/mo
Today · 4.125%
HK$27,544
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,676/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,088/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,834
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,607
−HK$785/mo
Today · 4.125%
HK$30,392
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,784/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,633
−HK$878/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,796/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,893
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$841/mo
Today · 4.125%
HK$32,563
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,716/mo
Deposit HK$2.03M · loan HK$6.09M · min. income ≈ HK$65,126/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$936/mo
Today · 4.125%
HK$31,478
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,916/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$62,956/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,837
−HK$896/mo
Today · 4.125%
HK$34,733
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$1,831/mo
Deposit HK$1.62M · loan HK$6.50M · min. income ≈ HK$69,466/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,472
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,451
−HK$995/mo
Today · 4.125%
HK$33,446
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$2,035/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$66,892/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,013
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,952
−HK$952/mo
Today · 4.125%
HK$36,904
baseline
▲ 0.50% · 4.625%
HK$38,849
+HK$1,945/mo
Deposit HK$1.22M · loan HK$6.90M · min. income ≈ HK$73,808/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,324
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,360
−HK$1,053/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,568
+HK$2,155/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,072
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,066
−HK$1,009/mo
Today · 4.125%
HK$39,075
baseline
▲ 0.50% · 4.625%
HK$41,135
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,150/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).