▼ 0.50% · 3.625%
HK$20,607
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,248
−HK$651/mo
Today · 4.125%
HK$21,899
baseline
▲ 0.50% · 4.625%
HK$23,232
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,798/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,540
−HK$624/mo
Today · 4.125%
HK$24,164
baseline
▲ 0.50% · 4.625%
HK$25,437
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,328/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,668
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$716/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,555
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,218
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$686/mo
Today · 4.125%
HK$26,580
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,160/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,728
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,498
−HK$781/mo
Today · 4.125%
HK$26,279
baseline
▲ 0.50% · 4.625%
HK$27,878
+HK$1,599/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,558/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,510
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,248
−HK$748/mo
Today · 4.125%
HK$28,996
baseline
▲ 0.50% · 4.625%
HK$30,525
+HK$1,529/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,992/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,789
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$847/mo
Today · 4.125%
HK$28,469
baseline
▲ 0.50% · 4.625%
HK$30,201
+HK$1,732/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,938/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,803
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,602
−HK$811/mo
Today · 4.125%
HK$31,413
baseline
▲ 0.50% · 4.625%
HK$33,069
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,826/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,850
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,747
−HK$912/mo
Today · 4.125%
HK$30,659
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,866/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,318/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,095
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,956
−HK$873/mo
Today · 4.125%
HK$33,829
baseline
▲ 0.50% · 4.625%
HK$35,612
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,658/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,911
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,872
−HK$977/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,848
+HK$1,999/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,388
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,310
−HK$936/mo
Today · 4.125%
HK$36,246
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,492/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,971
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,997
−HK$1,042/mo
Today · 4.125%
HK$35,039
baseline
▲ 0.50% · 4.625%
HK$37,171
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,078/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,680
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,664
−HK$998/mo
Today · 4.125%
HK$38,662
baseline
▲ 0.50% · 4.625%
HK$40,700
+HK$2,038/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,324/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,032
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,122
−HK$1,107/mo
Today · 4.125%
HK$37,229
baseline
▲ 0.50% · 4.625%
HK$39,494
+HK$2,265/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,458/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,973
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,018
−HK$1,060/mo
Today · 4.125%
HK$41,078
baseline
▲ 0.50% · 4.625%
HK$43,244
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,156/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,093
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,246
−HK$1,173/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,817
+HK$2,398/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,265
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,372
−HK$1,123/mo
Today · 4.125%
HK$43,495
baseline
▲ 0.50% · 4.625%
HK$45,787
+HK$2,292/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$86,990/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).