▼ 0.50% · 3.625%
HK$18,605
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,184
−HK$588/mo
Today · 4.125%
HK$19,772
baseline
▲ 0.50% · 4.625%
HK$20,975
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,544/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,698
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,253
−HK$564/mo
Today · 4.125%
HK$21,817
baseline
▲ 0.50% · 4.625%
HK$22,967
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,634/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,466
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,103
−HK$646/mo
Today · 4.125%
HK$21,749
baseline
▲ 0.50% · 4.625%
HK$23,073
+HK$1,324/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,498/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,768
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,379
−HK$619/mo
Today · 4.125%
HK$23,998
baseline
▲ 0.50% · 4.625%
HK$25,263
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,996/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,326
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,021
−HK$706/mo
Today · 4.125%
HK$23,727
baseline
▲ 0.50% · 4.625%
HK$25,170
+HK$1,443/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,454/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,838
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,504
−HK$676/mo
Today · 4.125%
HK$26,180
baseline
▲ 0.50% · 4.625%
HK$27,560
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,360/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,939
−HK$765/mo
Today · 4.125%
HK$25,704
baseline
▲ 0.50% · 4.625%
HK$27,268
+HK$1,564/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,408/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,908
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,629
−HK$733/mo
Today · 4.125%
HK$28,362
baseline
▲ 0.50% · 4.625%
HK$29,857
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,724/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,048
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,858
−HK$823/mo
Today · 4.125%
HK$27,681
baseline
▲ 0.50% · 4.625%
HK$29,365
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,362/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,978
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,755
−HK$788/mo
Today · 4.125%
HK$30,543
baseline
▲ 0.50% · 4.625%
HK$32,153
+HK$1,610/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,086/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,908
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,776
−HK$882/mo
Today · 4.125%
HK$29,658
baseline
▲ 0.50% · 4.625%
HK$31,463
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,316/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,047
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,880
−HK$845/mo
Today · 4.125%
HK$32,725
baseline
▲ 0.50% · 4.625%
HK$34,450
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,450/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,769
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$940/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,560
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,117
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,005
−HK$902/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,629
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$1,000/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,658
+HK$2,045/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,187
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,131
−HK$957/mo
Today · 4.125%
HK$37,088
baseline
▲ 0.50% · 4.625%
HK$39,043
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,176/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,490
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,531
−HK$1,059/mo
Today · 4.125%
HK$35,590
baseline
▲ 0.50% · 4.625%
HK$37,755
+HK$2,165/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,180/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,257
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,256
−HK$1,014/mo
Today · 4.125%
HK$39,270
baseline
▲ 0.50% · 4.625%
HK$41,340
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,540/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,781 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).