▼ 0.50% · 3.625%
HK$16,064
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,564
−HK$508/mo
Today · 4.125%
HK$17,072
baseline
▲ 0.50% · 4.625%
HK$18,110
+HK$1,038/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,144/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,871
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,351
−HK$486/mo
Today · 4.125%
HK$18,837
baseline
▲ 0.50% · 4.625%
HK$19,830
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,674/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,671
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,220
−HK$559/mo
Today · 4.125%
HK$18,779
baseline
▲ 0.50% · 4.625%
HK$19,921
+HK$1,142/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$37,558/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,658
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,186
−HK$535/mo
Today · 4.125%
HK$20,721
baseline
▲ 0.50% · 4.625%
HK$21,813
+HK$1,092/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$41,442/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,277
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,877
−HK$609/mo
Today · 4.125%
HK$20,486
baseline
▲ 0.50% · 4.625%
HK$21,733
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,972/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,446
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,021
−HK$583/mo
Today · 4.125%
HK$22,604
baseline
▲ 0.50% · 4.625%
HK$23,796
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,208/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,884
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,533
−HK$660/mo
Today · 4.125%
HK$22,193
baseline
▲ 0.50% · 4.625%
HK$23,544
+HK$1,351/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,386/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,233
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,856
−HK$632/mo
Today · 4.125%
HK$24,488
baseline
▲ 0.50% · 4.625%
HK$25,779
+HK$1,291/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$48,976/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,490
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$710/mo
Today · 4.125%
HK$23,900
baseline
▲ 0.50% · 4.625%
HK$25,355
+HK$1,455/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,800/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,020
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,691
−HK$681/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,762
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,096
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,846
−HK$761/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$27,166
+HK$1,559/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,807
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,526
−HK$729/mo
Today · 4.125%
HK$28,255
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,490/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,510/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,703
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,502
−HK$813/mo
Today · 4.125%
HK$27,315
baseline
▲ 0.50% · 4.625%
HK$28,977
+HK$1,662/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,630/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,594
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,361
−HK$778/mo
Today · 4.125%
HK$30,139
baseline
▲ 0.50% · 4.625%
HK$31,728
+HK$1,589/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,278/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,309
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$863/mo
Today · 4.125%
HK$29,022
baseline
▲ 0.50% · 4.625%
HK$30,788
+HK$1,766/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,044/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,381
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,196
−HK$827/mo
Today · 4.125%
HK$32,023
baseline
▲ 0.50% · 4.625%
HK$33,711
+HK$1,688/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,046/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,916
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,815
−HK$914/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,599
+HK$1,870/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,168
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$875/mo
Today · 4.125%
HK$33,906
baseline
▲ 0.50% · 4.625%
HK$35,694
+HK$1,788/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$67,812/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).