▼ 0.50% · 3.625%
HK$21,356
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,021
−HK$675/mo
Today · 4.125%
HK$22,696
baseline
▲ 0.50% · 4.625%
HK$24,076
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,392/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,759
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,396
−HK$646/mo
Today · 4.125%
HK$25,042
baseline
▲ 0.50% · 4.625%
HK$26,362
+HK$1,320/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,084/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,492
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,223
−HK$742/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,484
+HK$1,519/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,135
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,835
−HK$711/mo
Today · 4.125%
HK$27,546
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,453/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,092/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,628
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,425
−HK$810/mo
Today · 4.125%
HK$27,235
baseline
▲ 0.50% · 4.625%
HK$28,892
+HK$1,657/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,470/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,510
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,275
−HK$776/mo
Today · 4.125%
HK$30,051
baseline
▲ 0.50% · 4.625%
HK$31,635
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,102/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,763
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,627
−HK$877/mo
Today · 4.125%
HK$29,504
baseline
▲ 0.50% · 4.625%
HK$31,299
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,008/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,886
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,715
−HK$840/mo
Today · 4.125%
HK$32,555
baseline
▲ 0.50% · 4.625%
HK$34,271
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,110/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,829
−HK$945/mo
Today · 4.125%
HK$31,774
baseline
▲ 0.50% · 4.625%
HK$33,707
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,548/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,262
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,154
−HK$905/mo
Today · 4.125%
HK$35,059
baseline
▲ 0.50% · 4.625%
HK$36,907
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,118/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,034
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,031
−HK$1,012/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$36,115
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,594
−HK$969/mo
Today · 4.125%
HK$37,563
baseline
▲ 0.50% · 4.625%
HK$39,543
+HK$1,980/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,126/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,170
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$1,080/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,522
+HK$2,209/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,014
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,033
−HK$1,035/mo
Today · 4.125%
HK$40,068
baseline
▲ 0.50% · 4.625%
HK$42,180
+HK$2,112/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,136/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,306
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,435
−HK$1,147/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,930
+HK$2,348/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,390
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,473
−HK$1,099/mo
Today · 4.125%
HK$42,572
baseline
▲ 0.50% · 4.625%
HK$44,816
+HK$2,244/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,144/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,441
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,637
−HK$1,215/mo
Today · 4.125%
HK$40,852
baseline
▲ 0.50% · 4.625%
HK$43,338
+HK$2,486/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,704/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,766
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,913
−HK$1,163/mo
Today · 4.125%
HK$45,076
baseline
▲ 0.50% · 4.625%
HK$47,452
+HK$2,376/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,152/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,575 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).