▼ 0.50% · 3.625%
HK$20,293
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,924
−HK$641/mo
Today · 4.125%
HK$21,565
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,130/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$614/mo
Today · 4.125%
HK$23,795
baseline
▲ 0.50% · 4.625%
HK$25,050
+HK$1,255/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,590/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,322
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,017
−HK$705/mo
Today · 4.125%
HK$23,722
baseline
▲ 0.50% · 4.625%
HK$25,165
+HK$1,443/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,444/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,833
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,499
−HK$676/mo
Today · 4.125%
HK$26,175
baseline
▲ 0.50% · 4.625%
HK$27,555
+HK$1,380/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,350/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,351
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,109
−HK$769/mo
Today · 4.125%
HK$25,878
baseline
▲ 0.50% · 4.625%
HK$27,453
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,756/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,817
−HK$737/mo
Today · 4.125%
HK$28,554
baseline
▲ 0.50% · 4.625%
HK$30,060
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,108/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,381
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,201
−HK$834/mo
Today · 4.125%
HK$28,035
baseline
▲ 0.50% · 4.625%
HK$29,741
+HK$1,706/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,070/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,348
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,135
−HK$799/mo
Today · 4.125%
HK$30,934
baseline
▲ 0.50% · 4.625%
HK$32,564
+HK$1,630/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,868/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,410
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,294
−HK$898/mo
Today · 4.125%
HK$30,192
baseline
▲ 0.50% · 4.625%
HK$32,029
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,384/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,606
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,454
−HK$859/mo
Today · 4.125%
HK$33,313
baseline
▲ 0.50% · 4.625%
HK$35,069
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,626/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,439
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,386
−HK$962/mo
Today · 4.125%
HK$32,348
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,968/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,696/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,863
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,772
−HK$921/mo
Today · 4.125%
HK$35,693
baseline
▲ 0.50% · 4.625%
HK$37,574
+HK$1,881/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,386/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,469
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,479
−HK$1,026/mo
Today · 4.125%
HK$34,505
baseline
▲ 0.50% · 4.625%
HK$36,604
+HK$2,099/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,010/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,121
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,090
−HK$982/mo
Today · 4.125%
HK$38,072
baseline
▲ 0.50% · 4.625%
HK$40,079
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,144/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,498
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,571
−HK$1,090/mo
Today · 4.125%
HK$36,661
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$2,231/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,322/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,379
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,044/mo
Today · 4.125%
HK$40,452
baseline
▲ 0.50% · 4.625%
HK$42,584
+HK$2,132/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,904/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,527
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,663
−HK$1,155/mo
Today · 4.125%
HK$38,818
baseline
▲ 0.50% · 4.625%
HK$41,180
+HK$2,362/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,636/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,636
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,726
−HK$1,106/mo
Today · 4.125%
HK$42,832
baseline
▲ 0.50% · 4.625%
HK$45,089
+HK$2,257/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,664/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).