▼ 0.50% · 3.625%
HK$21,345
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,009
−HK$674/mo
Today · 4.125%
HK$22,683
baseline
▲ 0.50% · 4.625%
HK$24,064
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,366/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,746
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,383
−HK$646/mo
Today · 4.125%
HK$25,029
baseline
▲ 0.50% · 4.625%
HK$26,348
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,058/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,210
−HK$742/mo
Today · 4.125%
HK$24,952
baseline
▲ 0.50% · 4.625%
HK$26,470
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,904/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,121
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,821
−HK$711/mo
Today · 4.125%
HK$27,532
baseline
▲ 0.50% · 4.625%
HK$28,983
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,064/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,614
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,411
−HK$809/mo
Today · 4.125%
HK$27,220
baseline
▲ 0.50% · 4.625%
HK$28,876
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,495
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,259
−HK$776/mo
Today · 4.125%
HK$30,035
baseline
▲ 0.50% · 4.625%
HK$31,618
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$60,070/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,748
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$876/mo
Today · 4.125%
HK$29,488
baseline
▲ 0.50% · 4.625%
HK$31,283
+HK$1,795/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$58,976/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,870
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,698
−HK$840/mo
Today · 4.125%
HK$32,538
baseline
▲ 0.50% · 4.625%
HK$34,253
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$65,076/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,883
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$945/mo
Today · 4.125%
HK$31,757
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,514/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,244
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,136
−HK$905/mo
Today · 4.125%
HK$35,041
baseline
▲ 0.50% · 4.625%
HK$36,888
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,082/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,013
−HK$1,012/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,619
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,574
−HK$969/mo
Today · 4.125%
HK$37,543
baseline
▲ 0.50% · 4.625%
HK$39,522
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,086/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,152
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$1,080/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,208/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,994
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,013
−HK$1,033/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,286
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,415
−HK$1,147/mo
Today · 4.125%
HK$38,562
baseline
▲ 0.50% · 4.625%
HK$40,908
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,124/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,368
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,451
−HK$1,098/mo
Today · 4.125%
HK$42,549
baseline
▲ 0.50% · 4.625%
HK$44,792
+HK$2,243/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,098/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,421
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,214/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$43,315
+HK$2,485/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,743
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,889
−HK$1,163/mo
Today · 4.125%
HK$45,052
baseline
▲ 0.50% · 4.625%
HK$47,427
+HK$2,375/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,104/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).