▼ 0.50% · 3.625%
HK$21,085
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,740
−HK$667/mo
Today · 4.125%
HK$22,407
baseline
▲ 0.50% · 4.625%
HK$23,770
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,814/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,456
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,085
−HK$639/mo
Today · 4.125%
HK$24,724
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,448/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,193
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,914
−HK$733/mo
Today · 4.125%
HK$24,647
baseline
▲ 0.50% · 4.625%
HK$26,147
+HK$1,500/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$49,294/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,802
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,494
−HK$702/mo
Today · 4.125%
HK$27,196
baseline
▲ 0.50% · 4.625%
HK$28,630
+HK$1,434/mo
Deposit HK$4.16M · loan HK$5.09M · min. income ≈ HK$54,392/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,301
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,088
−HK$800/mo
Today · 4.125%
HK$26,888
baseline
▲ 0.50% · 4.625%
HK$28,524
+HK$1,636/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,776/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,903
−HK$765/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,232
+HK$1,564/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,410
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,263
−HK$866/mo
Today · 4.125%
HK$29,129
baseline
▲ 0.50% · 4.625%
HK$30,901
+HK$1,772/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$58,258/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,493
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$830/mo
Today · 4.125%
HK$32,141
baseline
▲ 0.50% · 4.625%
HK$33,835
+HK$1,694/mo
Deposit HK$3.24M · loan HK$6.01M · min. income ≈ HK$64,282/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,518
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,437
−HK$932/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,278
+HK$1,909/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,839
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,720
−HK$893/mo
Today · 4.125%
HK$34,613
baseline
▲ 0.50% · 4.625%
HK$36,438
+HK$1,825/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,226/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,627
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,611
−HK$999/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,655
+HK$2,045/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,185
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$957/mo
Today · 4.125%
HK$37,085
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$1,955/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,170/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,735
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,785
−HK$1,066/mo
Today · 4.125%
HK$35,851
baseline
▲ 0.50% · 4.625%
HK$38,032
+HK$2,181/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$71,702/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,530
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,537
−HK$1,021/mo
Today · 4.125%
HK$39,558
baseline
▲ 0.50% · 4.625%
HK$41,643
+HK$2,085/mo
Deposit HK$1.85M · loan HK$7.40M · min. income ≈ HK$79,116/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,844
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,959
−HK$1,132/mo
Today · 4.125%
HK$38,091
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,318/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,182/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,876
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,945
−HK$1,085/mo
Today · 4.125%
HK$42,030
baseline
▲ 0.50% · 4.625%
HK$44,246
+HK$2,216/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,060/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,952
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$39,133
−HK$1,199/mo
Today · 4.125%
HK$40,332
baseline
▲ 0.50% · 4.625%
HK$42,786
+HK$2,454/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$80,664/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,221
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,354
−HK$1,149/mo
Today · 4.125%
HK$44,503
baseline
▲ 0.50% · 4.625%
HK$46,848
+HK$2,345/mo
Deposit HK$925K · loan HK$8.32M · min. income ≈ HK$89,006/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,657 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).