▼ 0.50% · 3.625%
HK$20,796
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,442
−HK$658/mo
Today · 4.125%
HK$22,100
baseline
▲ 0.50% · 4.625%
HK$23,444
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,200/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,135
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,755
−HK$630/mo
Today · 4.125%
HK$24,385
baseline
▲ 0.50% · 4.625%
HK$25,670
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,770/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,587
−HK$723/mo
Today · 4.125%
HK$24,310
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$48,620/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,448
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,131
−HK$692/mo
Today · 4.125%
HK$26,823
baseline
▲ 0.50% · 4.625%
HK$28,237
+HK$1,414/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$53,646/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,955
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$789/mo
Today · 4.125%
HK$26,520
baseline
▲ 0.50% · 4.625%
HK$28,133
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,040/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,762
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,506
−HK$756/mo
Today · 4.125%
HK$29,262
baseline
▲ 0.50% · 4.625%
HK$30,804
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,524/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,034
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,875
−HK$855/mo
Today · 4.125%
HK$28,730
baseline
▲ 0.50% · 4.625%
HK$30,478
+HK$1,748/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,460/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,075
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,882
−HK$818/mo
Today · 4.125%
HK$31,700
baseline
▲ 0.50% · 4.625%
HK$33,371
+HK$1,671/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,400/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,114
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$920/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,822
+HK$1,883/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,389
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,257
−HK$882/mo
Today · 4.125%
HK$34,139
baseline
▲ 0.50% · 4.625%
HK$35,938
+HK$1,799/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$68,278/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,193
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$985/mo
Today · 4.125%
HK$33,149
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$2,018/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,298/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,702
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$944/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,505
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,273
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,308
−HK$1,051/mo
Today · 4.125%
HK$35,359
baseline
▲ 0.50% · 4.625%
HK$37,511
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,718/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,016
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,009
−HK$1,007/mo
Today · 4.125%
HK$39,016
baseline
▲ 0.50% · 4.625%
HK$41,072
+HK$2,056/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,032/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,352
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$1,117/mo
Today · 4.125%
HK$37,569
baseline
▲ 0.50% · 4.625%
HK$39,855
+HK$2,286/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,138/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,329
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,384
−HK$1,070/mo
Today · 4.125%
HK$41,454
baseline
▲ 0.50% · 4.625%
HK$43,639
+HK$2,185/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,908/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,432
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,596
−HK$1,183/mo
Today · 4.125%
HK$39,779
baseline
▲ 0.50% · 4.625%
HK$42,200
+HK$2,421/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,558/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,643
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,760
−HK$1,133/mo
Today · 4.125%
HK$43,893
baseline
▲ 0.50% · 4.625%
HK$46,206
+HK$2,313/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,786/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,984 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).