▼ 0.50% · 3.625%
HK$18,798
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,382
−HK$595/mo
Today · 4.125%
HK$19,977
baseline
▲ 0.50% · 4.625%
HK$21,192
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,954/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,912
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,473
−HK$569/mo
Today · 4.125%
HK$22,042
baseline
▲ 0.50% · 4.625%
HK$23,204
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,084/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,678
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,321
−HK$653/mo
Today · 4.125%
HK$21,974
baseline
▲ 0.50% · 4.625%
HK$23,311
+HK$1,337/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,948/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$626/mo
Today · 4.125%
HK$24,246
baseline
▲ 0.50% · 4.625%
HK$25,524
+HK$1,278/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,492/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,557
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,259
−HK$713/mo
Today · 4.125%
HK$23,972
baseline
▲ 0.50% · 4.625%
HK$25,430
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,944/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,095
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,768
−HK$683/mo
Today · 4.125%
HK$26,451
baseline
▲ 0.50% · 4.625%
HK$27,845
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,902/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,437
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,197
−HK$772/mo
Today · 4.125%
HK$25,969
baseline
▲ 0.50% · 4.625%
HK$27,550
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,938/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,186
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,915
−HK$740/mo
Today · 4.125%
HK$28,655
baseline
▲ 0.50% · 4.625%
HK$30,165
+HK$1,510/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,310/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,317
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$832/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,669
+HK$1,702/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,277
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$797/mo
Today · 4.125%
HK$30,859
baseline
▲ 0.50% · 4.625%
HK$32,486
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,718/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,197
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$891/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,788
+HK$1,823/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$853/mo
Today · 4.125%
HK$33,063
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,743/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,126/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,076
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,012
−HK$950/mo
Today · 4.125%
HK$31,962
baseline
▲ 0.50% · 4.625%
HK$33,907
+HK$1,945/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,924/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,460
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,357
−HK$910/mo
Today · 4.125%
HK$35,267
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$1,859/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,534/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,956
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,950
−HK$1,010/mo
Today · 4.125%
HK$33,960
baseline
▲ 0.50% · 4.625%
HK$36,026
+HK$2,066/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,920/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,551
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,504
−HK$968/mo
Today · 4.125%
HK$37,472
baseline
▲ 0.50% · 4.625%
HK$39,447
+HK$1,975/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,944/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,836
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,888
−HK$1,070/mo
Today · 4.125%
HK$35,958
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$2,188/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,916/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,642
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,652
−HK$1,024/mo
Today · 4.125%
HK$39,676
baseline
▲ 0.50% · 4.625%
HK$41,767
+HK$2,091/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,352/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).