▼ 0.50% · 3.625%
HK$20,114
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$636/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,676
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,376
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$608/mo
Today · 4.125%
HK$23,585
baseline
▲ 0.50% · 4.625%
HK$24,829
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,170/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,125
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,813
−HK$700/mo
Today · 4.125%
HK$23,513
baseline
▲ 0.50% · 4.625%
HK$24,943
+HK$1,430/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,026/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,614
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,274
−HK$670/mo
Today · 4.125%
HK$25,944
baseline
▲ 0.50% · 4.625%
HK$27,311
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,888/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,887
−HK$763/mo
Today · 4.125%
HK$25,650
baseline
▲ 0.50% · 4.625%
HK$27,211
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,300/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,572
−HK$730/mo
Today · 4.125%
HK$28,302
baseline
▲ 0.50% · 4.625%
HK$29,794
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,604/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,148
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,961
−HK$827/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$791/mo
Today · 4.125%
HK$30,661
baseline
▲ 0.50% · 4.625%
HK$32,277
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,159
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,035
−HK$890/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,746
+HK$1,821/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,327
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,167
−HK$853/mo
Today · 4.125%
HK$33,020
baseline
▲ 0.50% · 4.625%
HK$34,760
+HK$1,740/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,040/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,171
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,109
−HK$954/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$34,014
+HK$1,951/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,565
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$913/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,243
+HK$1,865/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,182
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$1,017/mo
Today · 4.125%
HK$34,200
baseline
▲ 0.50% · 4.625%
HK$36,281
+HK$2,081/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,400/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,802
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,763
−HK$974/mo
Today · 4.125%
HK$37,737
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$1,989/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,474/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,194
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,257
−HK$1,081/mo
Today · 4.125%
HK$36,338
baseline
▲ 0.50% · 4.625%
HK$38,549
+HK$2,211/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,676/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,040
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,060
−HK$1,035/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,209
+HK$2,114/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,205
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,331
−HK$1,144/mo
Today · 4.125%
HK$38,475
baseline
▲ 0.50% · 4.625%
HK$40,816
+HK$2,341/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,950/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,278
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,358
−HK$1,096/mo
Today · 4.125%
HK$42,454
baseline
▲ 0.50% · 4.625%
HK$44,691
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,908/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).