▼ 0.50% · 3.625%
HK$18,486
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,061
−HK$585/mo
Today · 4.125%
HK$19,646
baseline
▲ 0.50% · 4.625%
HK$20,841
+HK$1,195/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,292/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,566
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,117
−HK$560/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,820
+HK$1,143/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,335
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,967
−HK$643/mo
Today · 4.125%
HK$21,610
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,220/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,622
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,229
−HK$616/mo
Today · 4.125%
HK$23,845
baseline
▲ 0.50% · 4.625%
HK$25,102
+HK$1,257/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,690/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,184
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,874
−HK$701/mo
Today · 4.125%
HK$23,575
baseline
▲ 0.50% · 4.625%
HK$25,009
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,150/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,679
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,341
−HK$671/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,384
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$24,780
−HK$759/mo
Today · 4.125%
HK$25,539
baseline
▲ 0.50% · 4.625%
HK$27,093
+HK$1,554/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,078/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,736
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,453
−HK$727/mo
Today · 4.125%
HK$28,180
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,485/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,360/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,881
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,686
−HK$818/mo
Today · 4.125%
HK$27,504
baseline
▲ 0.50% · 4.625%
HK$29,177
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$55,008/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,792
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,564
−HK$784/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$31,947
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,730
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,592
−HK$876/mo
Today · 4.125%
HK$29,468
baseline
▲ 0.50% · 4.625%
HK$31,261
+HK$1,793/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,936/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,849
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,676
−HK$839/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,229
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,578
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,498
−HK$935/mo
Today · 4.125%
HK$31,433
baseline
▲ 0.50% · 4.625%
HK$33,346
+HK$1,913/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,866/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,905
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,788
−HK$895/mo
Today · 4.125%
HK$34,683
baseline
▲ 0.50% · 4.625%
HK$36,511
+HK$1,828/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,366/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,427
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,404
−HK$994/mo
Today · 4.125%
HK$33,398
baseline
▲ 0.50% · 4.625%
HK$35,430
+HK$2,032/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,796/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,962
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,900
−HK$951/mo
Today · 4.125%
HK$36,851
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$1,942/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,702/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,310
−HK$1,052/mo
Today · 4.125%
HK$35,362
baseline
▲ 0.50% · 4.625%
HK$37,514
+HK$2,152/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,724/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,019
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,011
−HK$1,008/mo
Today · 4.125%
HK$39,019
baseline
▲ 0.50% · 4.625%
HK$41,075
+HK$2,056/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,038/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).