▼ 0.50% · 3.625%
HK$19,887
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,506
−HK$628/mo
Today · 4.125%
HK$21,134
baseline
▲ 0.50% · 4.625%
HK$22,420
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,268/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,124
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,718
−HK$601/mo
Today · 4.125%
HK$23,319
baseline
▲ 0.50% · 4.625%
HK$24,549
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,638/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,876
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,556
−HK$692/mo
Today · 4.125%
HK$23,248
baseline
▲ 0.50% · 4.625%
HK$24,662
+HK$1,414/mo
Deposit HK$3.92M · loan HK$4.80M · min. income ≈ HK$46,496/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,989
−HK$662/mo
Today · 4.125%
HK$25,651
baseline
▲ 0.50% · 4.625%
HK$27,004
+HK$1,353/mo
Deposit HK$3.92M · loan HK$4.80M · min. income ≈ HK$51,302/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,865
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,607
−HK$754/mo
Today · 4.125%
HK$25,361
baseline
▲ 0.50% · 4.625%
HK$26,904
+HK$1,543/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,722/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,549
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,261
−HK$722/mo
Today · 4.125%
HK$27,983
baseline
▲ 0.50% · 4.625%
HK$29,458
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,966/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,853
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,657
−HK$817/mo
Today · 4.125%
HK$27,474
baseline
▲ 0.50% · 4.625%
HK$29,146
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,948/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,761
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,533
−HK$782/mo
Today · 4.125%
HK$30,315
baseline
▲ 0.50% · 4.625%
HK$31,913
+HK$1,598/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,630/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,842
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,708
−HK$880/mo
Today · 4.125%
HK$29,588
baseline
▲ 0.50% · 4.625%
HK$31,388
+HK$1,800/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,176/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,974
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,805
−HK$842/mo
Today · 4.125%
HK$32,647
baseline
▲ 0.50% · 4.625%
HK$34,368
+HK$1,721/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,294/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,831
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,759
−HK$942/mo
Today · 4.125%
HK$31,701
baseline
▲ 0.50% · 4.625%
HK$33,630
+HK$1,929/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,402/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,186
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,076
−HK$903/mo
Today · 4.125%
HK$34,979
baseline
▲ 0.50% · 4.625%
HK$36,823
+HK$1,844/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,958/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,819
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,809
−HK$1,006/mo
Today · 4.125%
HK$33,815
baseline
▲ 0.50% · 4.625%
HK$35,872
+HK$2,057/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$67,630/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,399
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,348
−HK$963/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,278
+HK$1,967/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,808
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,860
−HK$1,068/mo
Today · 4.125%
HK$35,928
baseline
▲ 0.50% · 4.625%
HK$38,114
+HK$2,186/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,856/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,611
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,620
−HK$1,023/mo
Today · 4.125%
HK$39,643
baseline
▲ 0.50% · 4.625%
HK$41,733
+HK$2,090/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,286/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,797
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,910
−HK$1,132/mo
Today · 4.125%
HK$38,042
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,314/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,084/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,824
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,892
−HK$1,083/mo
Today · 4.125%
HK$41,975
baseline
▲ 0.50% · 4.625%
HK$44,188
+HK$2,213/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,950/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,643 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).