▼ 0.50% · 3.625%
HK$22,693
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,399
−HK$717/mo
Today · 4.125%
HK$24,116
baseline
▲ 0.50% · 4.625%
HK$25,583
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,232/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$687/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,402/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,962
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,739
−HK$789/mo
Today · 4.125%
HK$26,528
baseline
▲ 0.50% · 4.625%
HK$28,142
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,056/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,515
−HK$756/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$30,813
+HK$1,542/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,231
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,079
−HK$860/mo
Today · 4.125%
HK$28,939
baseline
▲ 0.50% · 4.625%
HK$30,700
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,878/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,295
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,107
−HK$824/mo
Today · 4.125%
HK$31,931
baseline
▲ 0.50% · 4.625%
HK$33,615
+HK$1,684/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,862/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,501
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,418
−HK$933/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,258
+HK$1,907/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,819
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,699
−HK$893/mo
Today · 4.125%
HK$34,592
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,184/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,758
−HK$1,004/mo
Today · 4.125%
HK$33,762
baseline
▲ 0.50% · 4.625%
HK$35,817
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,524/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,344
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$961/mo
Today · 4.125%
HK$37,253
baseline
▲ 0.50% · 4.625%
HK$39,217
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,506/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,039
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,098
−HK$1,076/mo
Today · 4.125%
HK$36,174
baseline
▲ 0.50% · 4.625%
HK$38,375
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$72,348/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,868
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,884
−HK$1,030/mo
Today · 4.125%
HK$39,914
baseline
▲ 0.50% · 4.625%
HK$42,018
+HK$2,104/mo
Deposit HK$2.49M · loan HK$7.46M · min. income ≈ HK$79,828/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,309
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,438
−HK$1,148/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,933
+HK$2,347/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,393
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,476
−HK$1,099/mo
Today · 4.125%
HK$42,575
baseline
▲ 0.50% · 4.625%
HK$44,819
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,150/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,578
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,778
−HK$1,219/mo
Today · 4.125%
HK$40,997
baseline
▲ 0.50% · 4.625%
HK$43,492
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$81,994/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,918
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,069
−HK$1,167/mo
Today · 4.125%
HK$45,236
baseline
▲ 0.50% · 4.625%
HK$47,621
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,472/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,847
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,291/mo
Today · 4.125%
HK$43,409
baseline
▲ 0.50% · 4.625%
HK$46,050
+HK$2,641/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,818/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,442
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,661
−HK$1,236/mo
Today · 4.125%
HK$47,897
baseline
▲ 0.50% · 4.625%
HK$50,422
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,794/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,191 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).