▼ 0.50% · 3.625%
HK$21,465
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,132
−HK$679/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,199
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,879
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,520
−HK$649/mo
Today · 4.125%
HK$25,169
baseline
▲ 0.50% · 4.625%
HK$26,496
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,338/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,611
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,346
−HK$746/mo
Today · 4.125%
HK$25,092
baseline
▲ 0.50% · 4.625%
HK$26,619
+HK$1,527/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,184/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,972
−HK$714/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,146
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,758
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,559
−HK$814/mo
Today · 4.125%
HK$27,373
baseline
▲ 0.50% · 4.625%
HK$29,039
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,746/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,655
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,424
−HK$779/mo
Today · 4.125%
HK$30,203
baseline
▲ 0.50% · 4.625%
HK$31,795
+HK$1,592/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,406/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,772
−HK$882/mo
Today · 4.125%
HK$29,654
baseline
▲ 0.50% · 4.625%
HK$31,458
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,308/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,043
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,876
−HK$844/mo
Today · 4.125%
HK$32,720
baseline
▲ 0.50% · 4.625%
HK$34,445
+HK$1,725/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,440/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,051
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,985
−HK$950/mo
Today · 4.125%
HK$31,935
baseline
▲ 0.50% · 4.625%
HK$33,878
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,870/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,431
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,328
−HK$909/mo
Today · 4.125%
HK$35,237
baseline
▲ 0.50% · 4.625%
HK$37,095
+HK$1,858/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,474/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,197
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,199
−HK$1,017/mo
Today · 4.125%
HK$34,216
baseline
▲ 0.50% · 4.625%
HK$36,298
+HK$2,082/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,432/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,819
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,780
−HK$974/mo
Today · 4.125%
HK$37,754
baseline
▲ 0.50% · 4.625%
HK$39,744
+HK$1,990/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,508/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,344
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,412
−HK$1,085/mo
Today · 4.125%
HK$36,497
baseline
▲ 0.50% · 4.625%
HK$38,718
+HK$2,221/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,994/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,207
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,232
−HK$1,039/mo
Today · 4.125%
HK$40,271
baseline
▲ 0.50% · 4.625%
HK$42,394
+HK$2,123/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,542/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,490
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,625
−HK$1,153/mo
Today · 4.125%
HK$38,778
baseline
▲ 0.50% · 4.625%
HK$41,138
+HK$2,360/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,556/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,595
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,684
−HK$1,104/mo
Today · 4.125%
HK$42,788
baseline
▲ 0.50% · 4.625%
HK$45,043
+HK$2,255/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,576/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,637
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,838
−HK$1,221/mo
Today · 4.125%
HK$41,059
baseline
▲ 0.50% · 4.625%
HK$43,558
+HK$2,499/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,118/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,983
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,136
−HK$1,169/mo
Today · 4.125%
HK$45,305
baseline
▲ 0.50% · 4.625%
HK$47,693
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,610/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).