▼ 0.50% · 3.625%
HK$16,188
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,691
−HK$512/mo
Today · 4.125%
HK$17,203
baseline
▲ 0.50% · 4.625%
HK$18,250
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,406/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,009
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,492
−HK$490/mo
Today · 4.125%
HK$18,982
baseline
▲ 0.50% · 4.625%
HK$19,982
+HK$1,000/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,964/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,807
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,361
−HK$562/mo
Today · 4.125%
HK$18,923
baseline
▲ 0.50% · 4.625%
HK$20,075
+HK$1,152/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,846/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,810
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,341
−HK$539/mo
Today · 4.125%
HK$20,880
baseline
▲ 0.50% · 4.625%
HK$21,981
+HK$1,101/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,760/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,425
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$614/mo
Today · 4.125%
HK$20,644
baseline
▲ 0.50% · 4.625%
HK$21,900
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,288/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$588/mo
Today · 4.125%
HK$22,778
baseline
▲ 0.50% · 4.625%
HK$23,979
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,556/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,044
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,699
−HK$665/mo
Today · 4.125%
HK$22,364
baseline
▲ 0.50% · 4.625%
HK$23,725
+HK$1,361/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,728/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,412
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,039
−HK$637/mo
Today · 4.125%
HK$24,676
baseline
▲ 0.50% · 4.625%
HK$25,977
+HK$1,301/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,352/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$716/mo
Today · 4.125%
HK$24,084
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,168/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,212
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$686/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$27,975
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,282
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,037
−HK$768/mo
Today · 4.125%
HK$25,805
baseline
▲ 0.50% · 4.625%
HK$27,375
+HK$1,570/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,610/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,013
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,738
−HK$735/mo
Today · 4.125%
HK$28,473
baseline
▲ 0.50% · 4.625%
HK$29,974
+HK$1,501/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,946/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,901
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,706
−HK$819/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$29,200
+HK$1,675/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,814
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$784/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$31,972
+HK$1,601/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,519
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$870/mo
Today · 4.125%
HK$29,245
baseline
▲ 0.50% · 4.625%
HK$31,025
+HK$1,780/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,490/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,615
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,436
−HK$833/mo
Today · 4.125%
HK$32,269
baseline
▲ 0.50% · 4.625%
HK$33,970
+HK$1,701/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,538/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,138
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,045
−HK$920/mo
Today · 4.125%
HK$30,965
baseline
▲ 0.50% · 4.625%
HK$32,850
+HK$1,885/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,930/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,416
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,285
−HK$882/mo
Today · 4.125%
HK$34,167
baseline
▲ 0.50% · 4.625%
HK$35,968
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,334/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,975 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).