▼ 0.50% · 3.625%
HK$18,218
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,785
−HK$576/mo
Today · 4.125%
HK$19,361
baseline
▲ 0.50% · 4.625%
HK$20,539
+HK$1,178/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,722/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,268
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,811
−HK$552/mo
Today · 4.125%
HK$21,363
baseline
▲ 0.50% · 4.625%
HK$22,489
+HK$1,126/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,726/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,040
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,664
−HK$633/mo
Today · 4.125%
HK$21,297
baseline
▲ 0.50% · 4.625%
HK$22,593
+HK$1,296/mo
Deposit HK$3.60M · loan HK$4.39M · min. income ≈ HK$42,594/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,294
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,892
−HK$607/mo
Today · 4.125%
HK$23,499
baseline
▲ 0.50% · 4.625%
HK$24,738
+HK$1,239/mo
Deposit HK$3.60M · loan HK$4.39M · min. income ≈ HK$46,998/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,862
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,542
−HK$691/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,321
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$661/mo
Today · 4.125%
HK$25,635
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$51,270/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,684
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,421
−HK$748/mo
Today · 4.125%
HK$25,169
baseline
▲ 0.50% · 4.625%
HK$26,701
+HK$1,532/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,338/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,348
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,055
−HK$717/mo
Today · 4.125%
HK$27,772
baseline
▲ 0.50% · 4.625%
HK$29,235
+HK$1,463/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,544/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,506
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,299
−HK$806/mo
Today · 4.125%
HK$27,105
baseline
▲ 0.50% · 4.625%
HK$28,754
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,210/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,375
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,136
−HK$772/mo
Today · 4.125%
HK$29,908
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,576/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,816/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,328
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,178
−HK$863/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,767/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,402
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,217
−HK$827/mo
Today · 4.125%
HK$32,044
baseline
▲ 0.50% · 4.625%
HK$33,733
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,088/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,149
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,056
−HK$921/mo
Today · 4.125%
HK$30,977
baseline
▲ 0.50% · 4.625%
HK$32,862
+HK$1,885/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,954/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,428
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,298
−HK$882/mo
Today · 4.125%
HK$34,180
baseline
▲ 0.50% · 4.625%
HK$35,982
+HK$1,802/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,360/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,971
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,935
−HK$978/mo
Today · 4.125%
HK$32,913
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$2,003/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,826/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,379
−HK$938/mo
Today · 4.125%
HK$36,317
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$1,914/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,634/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,793
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,813
−HK$1,036/mo
Today · 4.125%
HK$34,849
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$2,121/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,698/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,482
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,460
−HK$993/mo
Today · 4.125%
HK$38,453
baseline
▲ 0.50% · 4.625%
HK$40,480
+HK$2,027/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,906/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,689 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).