▼ 0.50% · 3.625%
HK$17,169
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$17,703
−HK$542/mo
Today · 4.125%
HK$18,245
baseline
▲ 0.50% · 4.625%
HK$19,356
+HK$1,111/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$36,490/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,100
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$19,612
−HK$520/mo
Today · 4.125%
HK$20,132
baseline
▲ 0.50% · 4.625%
HK$21,193
+HK$1,061/mo
Deposit HK$3.76M · loan HK$3.76M · min. income ≈ HK$40,264/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,886
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,473
−HK$597/mo
Today · 4.125%
HK$20,070
baseline
▲ 0.50% · 4.625%
HK$21,291
+HK$1,221/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$40,140/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,010
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,574
−HK$571/mo
Today · 4.125%
HK$22,145
baseline
▲ 0.50% · 4.625%
HK$23,312
+HK$1,167/mo
Deposit HK$3.39M · loan HK$4.14M · min. income ≈ HK$44,290/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,603
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$651/mo
Today · 4.125%
HK$21,894
baseline
▲ 0.50% · 4.625%
HK$23,227
+HK$1,333/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$43,788/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,920
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$623/mo
Today · 4.125%
HK$24,158
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,274/mo
Deposit HK$3.01M · loan HK$4.52M · min. income ≈ HK$48,316/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,319
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,014
−HK$705/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$25,162
+HK$1,443/mo
Deposit HK$2.64M · loan HK$4.89M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,830
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,496
−HK$676/mo
Today · 4.125%
HK$26,172
baseline
▲ 0.50% · 4.625%
HK$27,551
+HK$1,379/mo
Deposit HK$2.64M · loan HK$4.89M · min. income ≈ HK$52,344/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,036
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,784
−HK$760/mo
Today · 4.125%
HK$25,544
baseline
▲ 0.50% · 4.625%
HK$27,098
+HK$1,554/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$51,088/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,740
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,457
−HK$728/mo
Today · 4.125%
HK$28,185
baseline
▲ 0.50% · 4.625%
HK$29,670
+HK$1,485/mo
Deposit HK$2.26M · loan HK$5.27M · min. income ≈ HK$56,370/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,753
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,554
−HK$814/mo
Today · 4.125%
HK$27,368
baseline
▲ 0.50% · 4.625%
HK$29,033
+HK$1,665/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$54,736/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,650
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,418
−HK$780/mo
Today · 4.125%
HK$30,198
baseline
▲ 0.50% · 4.625%
HK$31,790
+HK$1,592/mo
Deposit HK$1.88M · loan HK$5.65M · min. income ≈ HK$60,396/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$869/mo
Today · 4.125%
HK$29,193
baseline
▲ 0.50% · 4.625%
HK$30,969
+HK$1,776/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$58,386/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,560
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,380
−HK$831/mo
Today · 4.125%
HK$32,211
baseline
▲ 0.50% · 4.625%
HK$33,909
+HK$1,698/mo
Deposit HK$1.51M · loan HK$6.02M · min. income ≈ HK$64,422/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,187
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,095
−HK$922/mo
Today · 4.125%
HK$31,017
baseline
▲ 0.50% · 4.625%
HK$32,904
+HK$1,887/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$62,034/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,470
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,341
−HK$883/mo
Today · 4.125%
HK$34,224
baseline
▲ 0.50% · 4.625%
HK$36,028
+HK$1,804/mo
Deposit HK$1.13M · loan HK$6.40M · min. income ≈ HK$68,448/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,904
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,865
−HK$977/mo
Today · 4.125%
HK$32,842
baseline
▲ 0.50% · 4.625%
HK$34,840
+HK$1,998/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$65,684/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,380
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,302
−HK$936/mo
Today · 4.125%
HK$36,238
baseline
▲ 0.50% · 4.625%
HK$38,148
+HK$1,910/mo
Deposit HK$753K · loan HK$6.78M · min. income ≈ HK$72,476/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$225,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).