▼ 0.50% · 3.625%
HK$18,286
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,855
−HK$578/mo
Today · 4.125%
HK$19,433
baseline
▲ 0.50% · 4.625%
HK$20,615
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,866/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,343
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,889
−HK$553/mo
Today · 4.125%
HK$21,442
baseline
▲ 0.50% · 4.625%
HK$22,572
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,884/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,115
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,740
−HK$636/mo
Today · 4.125%
HK$21,376
baseline
▲ 0.50% · 4.625%
HK$22,677
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,752/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,377
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,977
−HK$609/mo
Today · 4.125%
HK$23,586
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,244/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,172/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,943
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,626
−HK$693/mo
Today · 4.125%
HK$23,319
baseline
▲ 0.50% · 4.625%
HK$24,738
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,638/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,412
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,066
−HK$665/mo
Today · 4.125%
HK$25,731
baseline
▲ 0.50% · 4.625%
HK$27,087
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,462/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,772
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,511
−HK$752/mo
Today · 4.125%
HK$25,263
baseline
▲ 0.50% · 4.625%
HK$26,800
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,526/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,446
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,155
−HK$720/mo
Today · 4.125%
HK$27,875
baseline
▲ 0.50% · 4.625%
HK$29,344
+HK$1,469/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,750/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,600
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,397
−HK$809/mo
Today · 4.125%
HK$27,206
baseline
▲ 0.50% · 4.625%
HK$28,861
+HK$1,655/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,412/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,480
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$775/mo
Today · 4.125%
HK$30,019
baseline
▲ 0.50% · 4.625%
HK$31,601
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,038/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,429
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,282
−HK$867/mo
Today · 4.125%
HK$29,149
baseline
▲ 0.50% · 4.625%
HK$30,923
+HK$1,774/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,298/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,515
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,333
−HK$830/mo
Today · 4.125%
HK$32,163
baseline
▲ 0.50% · 4.625%
HK$33,859
+HK$1,696/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,326/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$924/mo
Today · 4.125%
HK$31,092
baseline
▲ 0.50% · 4.625%
HK$32,984
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,184/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$885/mo
Today · 4.125%
HK$34,307
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,614/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,086
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,053
−HK$983/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$35,046
+HK$2,010/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,583
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,511
−HK$941/mo
Today · 4.125%
HK$36,452
baseline
▲ 0.50% · 4.625%
HK$38,373
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,904/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,915
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,939
−HK$1,040/mo
Today · 4.125%
HK$34,979
baseline
▲ 0.50% · 4.625%
HK$37,107
+HK$2,128/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,958/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,617
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,600
−HK$996/mo
Today · 4.125%
HK$38,596
baseline
▲ 0.50% · 4.625%
HK$40,630
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,192/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,579 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).